Roger S. Busse, President and COO of Pacific Continental Corporation (PCBK), Interviews with The Wall Street Transcript

67 WALL STREET, New York - March 1, 2013 - The Wall Street Transcript has just published its Pacific and Southwest Banks Report offering a timely review of the sector to serious investors and industry executives. This special feature contains expert industry commentary through in-depth interviews with public company CEOs and Equity Analysts. The full issue is available by calling (212) 952-7433 or via The Wall Street Transcript Online.

Topics covered: Heightened M&A Activity - Regulatory Obstacles and Fee Income Replacement - Interest Rates and Loan-Growth Strategies - Pockets of Growth in Western Banking - Regulatory Outlook Gains Clarity

Companies include: Pacific Continental Corp. (PCBK) and many more.

In the following excerpt from the Pacific and Southwest Banks Report, the President and COO of Pacific Continental Corporation (PCBK) discusses company strategy and the outlook for this vital industry.

TWST: Let's start off with a quick corporate profile of Pacific Continental Corporation, what is its focus, its principal services, those kinds of things.

Mr. Busse: Pacific Continental is a 41-year-old state-chartered community bank. Sizewise, we're $1.4 billion in assets and operate 14 offices in three of the largest Pacific Northwest metropolitan markets, Seattle, Washington; Portland, Oregon; and Eugene, Oregon. We also operate a loan production office in Tacoma, Washington. We specialize in providing business banking services to three specific business niche segments: community-based businesses; health care practitioners, with an emphasis on dentists; and nonprofit organizations. These niche areas have performed quite well during the recession.

For example, in 2012, our net loan growth was 6.1%, and core deposits grew 8.4%. Clearly, based on our focus, we're deliberate in our organic growth strategy as a relationship bank. It's no surprise to anyone that the competitive landscape is rigorous; however, we know how to effectively compete in these niches as evidenced by our 2012 year-end results.

Our corporate culture of providing financial consultative information and business advice is a major differentiator in our marketplace, and we do this with a very low 62.89% efficiency ratio. We have excellent bankers who are aligned with our client-focused strategy. Also, we recently completed the acquisition of Century Bank, a business bank in Eugene, Oregon, that added approximately $75 million in assets to the company.

TWST: The recent acquisition of Century Bank is projected to increase assets to $1.5 billion and bring deposits to more than $1 billion. Do you anticipate more acquisitions considering the current regulatory environment and the unfolding impact of Dodd-Frank?

For more of this interview and many others visit the Wall Street Transcript - a unique service for investors and industry researchers - providing fresh commentary and insight through verbatim interviews with CEOs, portfolio managers and research analysts. This special issue is available by calling (212) 952-7433 or via The Wall Street Transcript Online.

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