SpareBank 1 Østfold Akershus operates as a savings bank that provides various banking products and services in Norway. The company offers savings in funds; savings accounts; savings for children and retirement; and stocks and investment products. It also provides mortgage, car, consumer, vehicle, green, and transferring loans, as well as refinancing of mortgage and consumer debt; financing services, including overdrafts, leasing, business loans, bank guarantees, construction loans, growth guarantee schemes, operating credit for agriculture, factoring, and invoice sales. In addition, the company offers pension products; car, home, personal, pet, vehicle, travel, machinery, building, employee and personal, and farm and agricultural insurances; and property services. Further, it provides mobile and online banking; bank card and credit card; and pay and transfer services. The company was founded in 1835 and is based in Moss, Norway.