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Usio, Inc. (USIO)

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1.4700
+0.0100
+(0.68%)
At close: 4:00:00 PM EDT
1.4700
0.00
(0.00%)
After hours: 4:05:09 PM EDT
Loading Chart for USIO
  • Previous Close 1.4600
  • Open 1.4700
  • Bid 1.4300 x 100
  • Ask 1.5400 x 100
  • Day's Range 1.4300 - 1.4782
  • 52 Week Range 1.2400 - 2.9200
  • Volume 54,013
  • Avg. Volume 368,175
  • Market Cap (intraday) 38.976M
  • Beta (5Y Monthly) 1.82
  • PE Ratio (TTM) 12.25
  • EPS (TTM) 0.1200
  • Earnings Date May 13, 2025 - May 19, 2025
  • Forward Dividend & Yield --
  • Ex-Dividend Date --
  • 1y Target Est 5.75

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. Further, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

www.usio.com

107

Full Time Employees

December 31

Fiscal Year Ends

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Performance Overview: USIO

Trailing total returns as of 4/1/2025, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

USIO
0.68%
S&P 500 (^GSPC)
4.23%

1-Year Return

USIO
10.91%
S&P 500 (^GSPC)
7.42%

3-Year Return

USIO
58.12%
S&P 500 (^GSPC)
23.92%

5-Year Return

USIO
36.11%
S&P 500 (^GSPC)
128.01%

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Statistics: USIO

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Valuation Measures

Annual
As of 3/31/2025
  • Market Cap

    39.61M

  • Enterprise Value

    35.42M

  • Trailing P/E

    12.17

  • Forward P/E

    9.12

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    0.47

  • Price/Book (mrq)

    2.02

  • Enterprise Value/Revenue

    0.43

  • Enterprise Value/EBITDA

    11.82

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    3.99%

  • Return on Assets (ttm)

    -0.86%

  • Return on Equity (ttm)

    19.32%

  • Revenue (ttm)

    82.93M

  • Net Income Avi to Common (ttm)

    3.31M

  • Diluted EPS (ttm)

    0.1200

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    8.06M

  • Total Debt/Equity (mrq)

    20.18%

  • Levered Free Cash Flow (ttm)

    1.1M

Research Analysis: USIO

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