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Upstart Holdings, Inc. (UPST)

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47.29
-1.81
(-3.69%)
At close: March 28 at 4:00:00 PM EDT
46.63
-0.66
(-1.40%)
After hours: March 28 at 7:59:44 PM EDT
Loading Chart for UPST
  • Previous Close 49.10
  • Open 48.93
  • Bid 47.22 x 700
  • Ask 59.91 x 100
  • Day's Range 46.30 - 48.93
  • 52 Week Range 20.60 - 96.43
  • Volume 3,532,039
  • Avg. Volume 5,744,188
  • Market Cap (intraday) 4.432B
  • Beta (5Y Monthly) 2.25
  • PE Ratio (TTM) --
  • EPS (TTM) -1.44
  • Earnings Date May 5, 2025 - May 9, 2025
  • Forward Dividend & Yield --
  • Ex-Dividend Date --
  • 1y Target Est 79.00

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

www.upstart.com

1,193

Full Time Employees

December 31

Fiscal Year Ends

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Performance Overview: UPST

Trailing total returns as of 3/28/2025, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

UPST
23.19%
S&P 500 (^GSPC)
5.11%

1-Year Return

UPST
75.86%
S&P 500 (^GSPC)
6.22%

3-Year Return

UPST
56.28%
S&P 500 (^GSPC)
21.97%

5-Year Return

UPST
81.88%
S&P 500 (^GSPC)
119.59%

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Statistics: UPST

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Valuation Measures

Annual
As of 3/28/2025
  • Market Cap

    4.43B

  • Enterprise Value

    --

  • Trailing P/E

    --

  • Forward P/E

    49.26

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    6.73

  • Price/Book (mrq)

    7.00

  • Enterprise Value/Revenue

    9.36

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    -18.99%

  • Return on Assets (ttm)

    -3.78%

  • Return on Equity (ttm)

    -20.27%

  • Revenue (ttm)

    676.96M

  • Net Income Avi to Common (ttm)

    -128.58M

  • Diluted EPS (ttm)

    -1.44

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    795.47M

  • Total Debt/Equity (mrq)

    243.16%

  • Levered Free Cash Flow (ttm)

    260.01M

Research Analysis: UPST

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Company Insights: UPST

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