Sjóvá-Almennar tryggingar hf. operates as an insurance company in Iceland. The company offers property insurance products including mandatory fire insurance and commercial property insurance; liability insurance including public and product liability, employer's liability, directors and officers liability, professional indemnity, and commercial liability insurance; operation interruption insurance; marine insurance products, such as vessel crew, hull and machinery, and catch and fishing gear/tackle insurance; cargo insurance products including vessel cargo, transport cargo, and purse seine insurance; travel insurance products, which includes baggage, sickness and accidents on travelling, and cancelation insurance; and employee and leaders insurance products, such as life and critical illness, accident insurance, and medical cost insurance products. The company was founded in 1918 and is based in Reykjavík, Iceland.