SURPRISE OF THE YEAR Why General Motors is Yahoo Finance's 2024 winner LSE - Delayed Quote • GBP Multi Units Luxembourg - Lyxor S&P Eurozone ESG Dividend Aristocrats (DR) UCITS ETF (SGQA.L) Follow 8.17 +0.07 (+0.86%) As of October 14 at 3:36:35 PM GMT+1. Market Open. Related ETF News US homebuilder confidence holds still for December: NAHB Homebuilder conference is remaining steady at 46 for December, as reported by the National Association of Home Builders-Wells Fargo Housing Market Index (HMI), while economists expected an uptick to 47. Catalysts anchors Seana Smith and Madison Mills report more on this housing sentiment print and how prospective homebuyers are reacting to home prices and elevated mortgage rates. To watch more expert insights and analysis on the latest market action, check out more Catalysts here. This post was written by Luke Carberry Mogan. Is VTIBX a Strong Bond Fund Right Now? MF Bond Report for VTIBX 2025 will be 'a renter's market.' Redfin economist explains why. Redfin (RDFN) chief economist Daryl Fairweather joins Wealth to discuss the evolving housing market dynamics headed into 2025. "We think the market will be a bit better next year," Fairweather states, highlighting increased market participation with more individuals listing, selling, and buying homes. However, she cautions that mortgage rates still remain "quite high," tempering overall market enthusiasm. Fairweather suggests that if mortgage rates were to cool to around 5%, it could trigger "a large burst in demand," potentially sparking "more bidding wars" and "price growth." Interestingly, the current rate stability has created a sense of urgency among market participants. "There's no reason to wait anymore," she notes, which is driving more homeowners to list properties and buyers to enter the market. Looking ahead to 2025, Fairweather predicts a significant shift, expecting it to be "a renter's market" driven by new construction, numerous vacant units, and an expanding rental supply. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Angel Smith Mortgage rates continue to trend lower for third straight week US mortgage rates slip lower, their third consecutive week of declines as Freddie Mac reports 30-year fixed-rate mortgages ticked down to 6.60% from 6.69% from the week prior. Yahoo Finance senior housing reporter Claire Boston joins Brad Smith on Wealth for a discussion about recent homebuyer demand trends and what the Federal Reserve's policy meeting next week could indicate about the rate environment. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Luke Carberry Mogan. Commercial real estate is more than empty office buildings The commercial real estate market is recovering from pandemic-driven lows in office rentals. Marcus & Millichap CEO Hessam Nadji sits down with Catalysts Co-Hosts Seana Smith and Madison Mills to discuss the commercial real estate market, saying the sector is so much more than office space. "The whole industry gets a very warped perception because of what's happening with office buildings in so many ways," Nadji says, explaining that while office rentals are weak, retail rentals are booming. "We refer to retail as the new apartments and offices and new retail. Because, as you know, over the last 20 years, retail real estate and brick-and-mortar retail have been under so much pressure because of e-commerce, and the industry has dealt with it. There's been so much reimagination and renovation of retail space that has positioned that specialty to come back really strong." Learn more about Nadji's thoughts on the commercial real estate market during Trump's upcoming second term here. To watch more expert insights and analysis on the latest market action, check out more Catalysts here. This post was written by Naomi Buchanan. 2 ways Trump's immigration proposals affect commercial real estate President-elect Donald Trump talked about his plans for immigration reform at the New York Stock Exchange when he rang the opening bell Thursday morning after being named Time's "Person of the Year" for the second time. Trump's proposed mass deportations could have a complex impact on the real estate market. Marcus & Millichap (MMI) CEO Hessam Nadji sits down with Catalysts Co-Hosts Seana Smith and Madison Mills to discuss the expected impact of Trump's second term and immigration policy on the commercial real estate market. "It has two different aspects to it," Nadji says, pointing to two big factors: the workforce housing renter and increased construction costs. "The workforce housing renter tends to have a very large migrant population. If the threats of deportation and so on really do play out at the scale that Donald Trump is talking about, that would affect a lot of gateway markets, [such as] Class B and [class] C apartment renters," the CEO adds. "And then on the other side of the equation, not just on the construction labor force, which would be affected, of course, but also when you hear things about tariffs and trade conflict with our trading partners, that affects supply, that affects lumber prices, that affects all kinds of aspects of new construction." Nadji notes the uncertainty still surrounding all of this: "What people say versus what they're able to actually execute are often two different things. So the market isn't panicking about that. Our clients certainly aren't overly concerned." To watch more expert insights and analysis on the latest market action, check out more Catalysts here. This post was written by Naomi Buchanan. The top US housing market forecasted for 2025: Realtor.com Which regional housing markets in the US are having an easier time recovering and building up inventory? According to Realtor.com, the South is one of the areas seeing a boost in new home construction. Yahoo Finance senior housing reporter Claire Boston joins Brad Smith to talk about these regional real estate trends expected for 2025. Catch Yahoo Finance's interview with Realtor.com chief economist Danielle Hale covering regional housing market trends and how incoming President Donald Trump's policies could affect the US housing market. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Luke Carberry Mogan. Homebuyers get confidence boost, according to Fannie Mae survey Fannie Mae's Home Purchasing Sentiment Index (HPSI) saw homebuyer confidence tick up to a reading of 75 in November, rising by a figure of 10.7 year-to-date. Yahoo Finance senior housing reporter Claire Boston sits down with Brad Smith to break down the survey results, which offer a mix of consumer sentiments on home prices and mortgage rates. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Luke Carberry Mogan. Why Toll Brothers' stock pressure is 'a temporary phenomenon' Toll Brothers (TOL) reported fiscal fourth quarter earnings on Monday, surpassing estimates on both revenue and profit. Despite the positive results, the homebuilder missed its margin forecasts for the quarter, causing its stock to decline. Housing Research Center Senior Research Analyst Alex Barron joins Catalysts to discuss the results. "It seems like the builders can't do anything right," he tells Yahoo Finance, noting that even when companies outperform expectations, a single setback can trigger a stock price drop. However, Barron remains optimistic about Toll Brothers' long-term prospects, characterizing the current downturn as "a temporary phenomenon." Barron emphasized the company's strategic focus on affordable luxury and speculative homes as key factors that has continued to expand their market share. To watch more expert insights and analysis on the latest market action, check out more Catalysts here. This post was written by Angel Smith 2025 Housing outlook: How Trump's policies could impact affordability High mortgage rates and low housing supply have led to affordability challenges in the US housing market. Wealth! Host Brad Smith speaks to Danielle Hale, Realtor.com's chief economist, about the outlook for the market in 2025 as President-elect Donald Trump takes office. Hale points to some proposals Trump offered on the campaign trail that could help address affordability: "The Trump campaign recognized very much that we don't have enough houses. Housing, as a result, is too expensive. And so we need to bolster supply in order to help improve affordability in the housing market." She mentions Americans remain in a waiting game until 2025 to see if these proposals become policy. For more expert insight and the latest market action, click here to watch this full episode of Wealth. This post was written by Cheyenne Reid. Lululemon stock rises on profit beat as company boosts full-year outlook Lululemon stock rose after the company reported its third quarter results after the closing bell on Thursday. Mortgage rates dropping lower in 2025 depends on Fed's rate cuts As mortgage rates trend lower ahead of the new year, Chase Home Lending's head of refinance and home equity, Nina Gidwaney, joins Alexandra Canal on Wealth! to break down what she expects from the housing market in 2025. "We hope that we'll see some relief in 2025. Of course, we can't predict where rates will go. I can tell you that if rates were to fall below 6%, about 4.7 million customers would become in the money for a refinance. And, of course, it would open up the purchase market and help prospective homebuyers get into the market. So we do hope that we'll see some additional rallying in [2025]," Gidwaney says. She explains, "Here's how we're thinking about it. Obviously, with the recent rallying in September and October and the Fed cutting their rate by about 50 basis points, that created some alleviation in the refinance rates and also purchase rates. We saw some good momentum in that period of time." "So, we would expect that as customers continue to get more comfortable with more elevated rates, that they may be willing to get out of the lock-in effect ... if they're sitting on an ultra-low rate, that they may be willing to trade that for a higher rate in order to be able to move and switch into a different home. That will then create more inventory and more opportunities for prospective homebuyers to get into the market." To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Naomi Buchanan. One strategist's expectations for corporate bonds in 2025 With market dynamics appearing favorable for equities heading into 2025, Schwab Center for Financial Research fixed income strategist Collin Martin joins Seana Smith and Madison Mills on Catalysts to make the case for bonds. Martin says corporate bonds, which play an important role in a balanced portfolio, have "really attractive" yields at the moment. "We think it's important to focus on income and... [yields], where you get some volatility here and there, but from a big-picture standpoint, if you look at investment-grade corporate bonds... you can get average yields of around 5%." Martin also emphasizes current average yields because "if we go back relative to the past 15 years or so, we're still at attractive levels." The strategist adds that fixed income "plays a huge role for investors as they're approaching retirement, specifically, or they're in retirement, and given what we think is a relatively positive economic outlook, we're okay taking a little risk with corporate bonds. And we think they're a nice way to boost some income in your overall portfolios." Watch the video above for more from Martin on his bonds outlook ahead of 2025. To watch more expert insights and analysis on the latest market action, check out more Catalysts here. This post was written by Naomi Buchanan. Mortgage rates tick lower, an encouraging sign for homebuyers US mortgage rates have ticked lower for the second consecutive week, the 30-year fixed-rate mortgage slipped from 6.81% to 6.69% as reported by Freddie Mac. Yahoo Finance senior housing reporter Claire Boston joins Brad Smith on Wealth, while also addressing the boost in mortgage applications in the final weeks of 2024. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Luke Carberry Mogan. Data centers are 'talk of the town' in real estate: PwC Partner PwC Partner Andrew Alperstein joined Catalysts to discuss emerging commercial real estate market trends. "We were really excited about the change in sentiment that we received from the folks we surveyed," Alperstein said, highlighting the Federal Reserve's interest rate-cutting cycle. He believes this will create "a much more bullish 2025" for the real estate market. One area of particular focus is data centers, which Alperstein describes as "the talk of the town." He expects continued tailwinds and momentum driven by artificial intelligence growth. However, he cautions that a significant challenge remains in creating new supply due to limited power infrastructure. To watch more expert insights and analysis on the latest market action, check out more Catalysts here. This post was written by Angel Smith Black Friday? Try Black November, says retail veteran Mickey Drexler Retail legend Mickey Drexler on what makes the holiday consumer of 2024 tick. Mortgage rates tick slightly lower, 30-year remains above 6.8% Mortgage rates are holding nearly steady this week as the 30-year fixed-rate mortgage dipped from 6.84% the week prior to 6.81%, while the 15-year mortgage rate rose from 6.02% to 6.1%. Yahoo Finance senior housing reporter Dani Romero break down the latest mortgage rate reading, as reported by Freddie Mac, while weighing in on October's US pending home sales. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Luke Carberry Mogan. 2 bullish charts showing how Block is breaking out post-election Technical patterns don't only measure prices, they measure belief. Top 3 reasons why people were moving to the South last year: NAR While the 30-year fixed mortgage rates tick closer to 7% in November, the National Association of Realtors (NAR) Migration Trends report found 46% of US homebuyers to have migrated to the South last year. "That's really where they're finding more affordability opportunities, but also some of the strongest job markets. So they're really poised for long-term growth, as well," NAR Director of Business & Consumer Research Matt Christopherson tells Brad Smith on Wealth. Christopherson elaborates further on the report tracking 2023 patterns, which saw homebuyers placing a higher priority on living closer to family and friends: "People are really looking for ways to be able to get into this market and compete. They're also looking for lower and more favorable tax rates, especially to combat insurance costs that are really rising in the housing space. And a lot of that occurs in the South." To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Luke Carberry Mogan. Top S&P 500 performers year-to-date: Vistra, Nvidia, Palantir With 2025 quickly approaching, Wealth! Host Brad Smith takes a look at the best and worst performers of the S&P 500 since the start of 2024. The top-performing stocks in the index include Vistra (VST), Nvidia (NVDA), and Palantir (PLTR). On the other end, Walgreens Boots Alliance (WBA), Moderna (MRNA), and Dollar Tree (DLTR) are among the worst performers. Sector-wise, financials (XLF), communication services (XLC), and utilities (XLU) led the pack while real estate XLRE (XLRE), materials (XLB), and healthcare (^IXV) were among the laggards. To watch more expert insights and analysis on the latest market action, check out more Wealth here. This post was written by Naomi Buchanan.