Lake Ridge Bancorp Inc., through its banking subsidiaries, State Bank of Cross Plains and Lake Ridge Bank, offers business and personal financial services including business, real estate, agricultural, and consumer lending; crop insurance; wealth management; and financial advisory services in Wisconsin. It offers personal and business checking, savings, and money market accounts, debit, and credit cards. The company also provides personal, home equity, student, construction and lot, and home loans, as well as refinance services; and small business loans and financing, commercial real estate and construction loans, letters of credit, small business administration loans, business credit lines, land development loans, commercial leasing services, merchant services, equipment leasing services, tax and capital lease services, and agriculture loans. In addition, it offers wealth and investment management, retirement and financial planning, and estate and trustee services, as well as online and mobile banking services; private banking services; and automated clearing house origination, wire transfer, positive pay, treasury and cash management, life and other insurance products, and payment services. The company serves customers through its full-service offices in Belleville, Black Earth, Monona, Brooklyn, Cottage Grove, Cross Plains, Evansville, Madison, Middleton, Mount Horeb, Sauk City, New Glarus, Oregon, Verona, and Waunakee, as well as a loan production office in Janesville and a motor bank in Cross Plains. The company was formerly known as S.B.C.P. Bancorp, Inc. Lake Ridge Bancorp Inc. was founded in 1908 and is based in Monona, Wisconsin.