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Citizens Financial Services, Inc. (CZFS)

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60.06 +0.23 (+0.38%)
As of 12:59:11 PM EST. Market Open.
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DELL
  • Previous Close 59.83
  • Open 60.30
  • Bid --
  • Ask --
  • Day's Range 59.25 - 60.30
  • 52 Week Range 38.52 - 75.40
  • Volume 5,040
  • Avg. Volume 19,974
  • Market Cap (intraday) 285.869M
  • Beta (5Y Monthly) 0.49
  • PE Ratio (TTM) 10.34
  • EPS (TTM) 5.81
  • Earnings Date Jan 28, 2025 - Feb 3, 2025
  • Forward Dividend & Yield 1.96 (3.22%)
  • Ex-Dividend Date Dec 13, 2024
  • 1y Target Est 60.00

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was incorporated in 1984 and is headquartered in Mansfield, Pennsylvania.

www.firstcitizensbank.com

393

Full Time Employees

December 31

Fiscal Year Ends

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Performance Overview: CZFS

Trailing total returns as of 1/8/2025, which may include dividends or other distributions. Benchmark is

.

YTD Return

CZFS
6.46%
S&P 500
0.07%

1-Year Return

CZFS
1.54%
S&P 500
25.85%

3-Year Return

CZFS
12.44%
S&P 500
26.39%

5-Year Return

CZFS
18.26%
S&P 500
82.61%

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Statistics: CZFS

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Valuation Measures

Annual
As of 1/7/2025
  • Market Cap

    284.77M

  • Enterprise Value

    --

  • Trailing P/E

    10.30

  • Forward P/E

    9.57

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    2.85

  • Price/Book (mrq)

    0.95

  • Enterprise Value/Revenue

    5.17

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    27.88%

  • Return on Assets (ttm)

    0.92%

  • Return on Equity (ttm)

    9.75%

  • Revenue (ttm)

    98.2M

  • Net Income Avi to Common (ttm)

    27.38M

  • Diluted EPS (ttm)

    5.81

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    49.58M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

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