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Ballston Spa Bancorp, Inc. (BSPA)

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64.00
-1.00
(-1.54%)
As of 9:34:30 AM EDT. Market Open.
Loading Chart for BSPA
  • Previous Close 65.00
  • Open 64.00
  • Bid 60.79 x 40000
  • Ask 68.21 x 40000
  • Day's Range 64.00 - 64.00
  • 52 Week Range 52.50 - 65.00
  • Volume 100
  • Avg. Volume 50
  • Market Cap (intraday) 47.53M
  • Beta (5Y Monthly) -0.34
  • PE Ratio (TTM) 7.93
  • EPS (TTM) 8.07
  • Earnings Date --
  • Forward Dividend & Yield 1.32 (2.03%)
  • Ex-Dividend Date Mar 3, 2025
  • 1y Target Est --

Ballston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank that provides a range of banking, financing, fiduciary, brokerage, and other financial services to corporate, municipal, and individual customers in the United States. It offers checking, money market, savings, health savings, and individual retirement accounts, as well as certificates of deposit; loan products, such as mortgage and home construction, improvement, and equity loans, auto, boat, RV, personal, commercial, and small business loans, as well as lines of credit and government programs; and debits and credit cards. The company also provides personal investment services, which include annuities, college savings plans, mutual funds, and life and long term care insurance products; retirement plans; college planning services; investment and asset management; trusteeship; estate settlement; special needs and disability trusts; and wealth management services. In addition, the company offers treasury management services; and merchant and payment processing services, as well as online and mobile banking, and digital payments. The company was founded in 1838 and is based in Ballston Spa, New York.

www.bsnb.com

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Full Time Employees

December 31

Fiscal Year Ends

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Performance Overview: BSPA

Trailing total returns as of 4/7/2025, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

BSPA
10.63%
S&P 500 (^GSPC)
14.22%

1-Year Return

BSPA
24.79%
S&P 500 (^GSPC)
3.06%

3-Year Return

BSPA
33.13%
S&P 500 (^GSPC)
12.11%

5-Year Return

BSPA
50.25%
S&P 500 (^GSPC)
89.71%

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Statistics: BSPA

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Valuation Measures

Annual
As of 4/4/2025
  • Market Cap

    48.27M

  • Enterprise Value

    --

  • Trailing P/E

    8.05

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    1.83

  • Price/Book (mrq)

    0.79

  • Enterprise Value/Revenue

    5.06

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    19.22%

  • Return on Assets (ttm)

    0.61%

  • Return on Equity (ttm)

    8.42%

  • Revenue (ttm)

    27.23M

  • Net Income Avi to Common (ttm)

    5.23M

  • Diluted EPS (ttm)

    8.07

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    25.74M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

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