The Standard Bank of South Africa Limited provides financial services in South Africa, the Africa regions, and internationally. It offers various accounts; credit, debit, and prepaid cards; home, personal, vehicle, student, revolving, business, and specialized finance; overdraft facilities; and savings and investment products. The company also provides car and home, warranty, dental and scratch, life, funeral, accident, travel legal assistance, salary protection, disability, serious illness, agricultural, engineering and corporate risk, cargo, commercial property, cargo, and directors' and officers' insurance products, as well as insurance against cybercrime. In addition, it offers financial planning, foreign exchange, wills, trust, estate, beneficiary care, fiduciary, ATM, payment, merchant, debt order collection, franchising, e-commerce, cash advance, fleet and cash management, trade finance, structuring, commodity and credit trading, equity derivative, exchange traded, money market, securities, advisory, debt and equity capital market, debt, and wealth management services, as well as online, mobile, and telephone banking services. The company was incorporated in 1862 and is based in Johannesburg, South Africa. The Standard Bank of South Africa Limited operates as a subsidiary of Standard Bank Group Limited.