Yahoo Finance

Getting out of debt can be a challenge under any circumstances, and even the best plans for becoming debt-free aren’t foolproof. But, where you live can also affect how long it takes you to get out of debt.

In this GOBankingRates study, we calculated the amount of time needed to get rid of the average credit card debt in the U.S. ― currently $6,879.99 ― in each state based on the median income in each state and the median rent.

Click through to see the best and worst states to get out of debt, starting with the worst.