High-yield Savings Accounts How to save money quickly: 6 tips to increase savings in a pinch Saving money takes time and patience. But if your savings account needs a boost, consider these six tips for saving money quickly. Raisin review (2025): Is this high-yield savings marketplace trustworthy? Raisin allows you to open multiple high-yield savings and CD accounts. But is it safe? And does it really offer the best rates? Roth IRA vs. savings account: What's the difference, and which is better? Choosing between putting your money in a Roth IRA or a savings account? The right choice depends on your income, savings timeline, and more. Here’s what you should know about Roth IRAs vs. savings accounts. This new high-yield savings account offers 4.4% APY, plus up to $180 off your Verizon wireless bill Verizon and Openbank recently partnered to offer a high-yield savings account that comes with Verizon Wireless discounts. Here’s how it works and how to apply. Living paycheck to paycheck? Here are 5 ways to break the cycle. Living paycheck to paycheck can be stressful and make saving for the future difficult. Here’s how to stop living paycheck to paycheck and start saving more money. How much should I save before going to college? Getting ahead on growing your college fund can relieve some financial pressure while you’re in school. Here’s how much you should save before going to college and which costs to plan for. How to start saving money from scratch If you haven’t saved any money yet, it’s never too late to get going. These 5 tips will help you jump-start your savings. This week on Reddit: Is Amex or Discover’s savings account better? Does Amex or Discover have a better savings account, according to Reddit? We examined a recent Reddit thread about which HYSA is the better choice and provided our own expert take. Your money-saving checklist for spring 2025 The spring is a great time to review your finances and look for ways to save money. Here are five ways to increase your spring savings. How to save $10,000 in 6 months A big savings goal like $10,000 in six months might feel daunting. But these steps can help you achieve it. This week on Reddit: Should you have more than one high-yield savings account (HYSA)? A high-yield savings account can play a key role in your long-term savings strategy. But Reddit users want to know if it ever makes sense to have more than one account. Here’s our take. How much money should you keep in a high-yield savings account? A high-yield savings account helps your balance grow by paying above-average interest rates. But how much money should you have in an HYSA? Here’s what you should know. What's the number one way Americans are becoming millionaires? The No. 1 way Americans are becoming millionaires isn’t a get-rich-quick scheme or risky investment. Here’s how to become a millionaire the slow and steady way. 5 barriers women face to saving money and how to overcome them In honor of International Women’s Day, we’re breaking down some of the major challenges women face when it comes to saving money and offering our expert tips for overcoming them. This week on Reddit: Comparing American Express vs. Wealthfront savings accounts With interest rates on the decline, redditors want to know which financial institution has the better option for their savings: American Express or Wealthfront. Here’s our expert take. How does inflation impact savings and CD rates? Understanding the relationship between savings/CD rates and inflation can help you maximize your interest earnings. Here’s how inflation impacts savings account and CD rates. How to avoid taxes on savings account interest Savings accounts protect your money and allow you to earn interest. The downside: You'll have to pay taxes on earnings unless you use one of these strategies for avoiding taxes on savings. How to find the value of a U.S. savings bond Here’s how to calculate the value of your Series EE and Series I savings bonds, whether they’re in electronic or paper form. SoFi vs. Amex: Which bank has the better savings account? If you're looking to open a high-yield savings account, SoFi and Amex both offer excellent options. But is one savings account better than the other? Money market fund vs. high-yield savings account: Which option is better for your savings? Learn more about the pros and cons of money market funds vs. high-yield savings accounts, plus key features of these two popular savings solutions. Can someone on Social Security disability open a high-yield savings account? Can a disabled person open a high-yield savings account? That depends on the type of Social Security benefits they receive. Learn more. Gross vs. net income: Which one should you use when budgeting? When budgeting, it’s important to understand the difference between gross and net income. Here’s why you should always use net income for your budget. What is the average net worth by age? The average net worth among Americans changes over time. So where do you stand compared to your peers? Here’s a look at average net worth by age. As a personal finance expert, this is the worst savings advice I see on social media Social media is chock full of money and savings advice — and a lot of it is bad. Here’s the worst savings advice on social media, according to one financial expert. How to start a savings fund for a baby As a new parent, starting a savings fund for your baby is one of the most important steps to can take to secure their future. Here are four options to consider. Can a high-yield savings account replace your 401(k)? If you’re worried about losing money in the stock market, you might be wondering if a high-yield savings account would work as a 401(k) alternative. Here’s why that’s not a good idea. Here’s what the ideal budget looks like for a $100,000 salary A salary of $100,000 might seem like a lot, but without the right budget, your money can disappear quickly. Here’s a look at the typical budget for a $100,000 salary and how to achieve it. Wondering what to do with $100,000 in savings? Here are 4 smart options. If you have $100,000 saved, what you do with that money can make a big difference in your financial well-being. Here are four smart steps to take. Are you guilty of ‘spaving’? How to avoid this financial trap. Spaving is the practice of spending more money in order to ultimately save money. But often, this is just a financial trap. Learn how spaving works and what to do instead. Everything you need to know about the Laurel Road high-yield savings account Laurel Road’s high-yield savings account offers a competitive interest rate and other perks. Here’s what you need to know before opening an account. These are the 2 times you should tap your emergency fund vs. savings account If you have an emergency fund and a general savings fund, you might wonder when to use each. Here’s when you should rely on your emergency fund vs. general savings. What is a passbook savings account? Learn more about how passbook savings accounts work, their pros and cons, and alternatives to consider. Find out if this savings account option is right for you. American Express vs. Marcus by Goldman Sachs: Which online bank has the best HYSA? If you're looking to open a high-yield savings account, American Express and Marcus by Goldman Sachs both offer excellent options. But is one HYSA better than the other? Most Americans are dissatisfied with their savings, survey shows The 2025 State of Savings Report reveals Americans' biggest barriers to saving in 2024 and how they feel about their finances heading into 2025 A hidden benefit of Dry January: You could save hundreds of dollars this month Saving money is one of the often overlooked benefits of Dry January. Here's how giving up alcohol for a month can benefit your finances. Guide to the envelope budgeting system The envelope budgeting system can be a great money management tool for visual learners and those who struggle with overspending. But it’s not for everyone. Why is saving money important? Here are 5 key reasons. You know you’re supposed to save money — but why, exactly? Here are five reasons why you should make saving money a habit. Do any high-yield savings accounts offer ATM cards? You probably rely on your checking account's debit or ATM card to access cash and make payments. But what about your high-yield savings account? Do HYSAs offer cards? 5 smart ways to use a year-end bonus Are you getting a holiday or year-end bonus? Here are five ways you can use that money to improve your financial situation in 2025. Are HYSAs less favorable when interest rates are low? With deposit interest rates falling, you may be wondering if your high-yield savings account (HYSA) is still worth it. Here’s what to know. This week on Reddit: Where should I put my money when HYSA rates are falling? HYSA rates are falling, so where is the best place to put your savings? We examine a recent Reddit thread on this topic and detail your best options. This week on Reddit: Should you open a PayPal Savings account? Is the PayPal Savings account worth it? We examined a recent Reddit thread about the PayPal Savings account and how it compares to other high-yield savings accounts on the market. How much you should save before you buy a car? Buying a car is a big financial decision that requires careful planning. So how much should you save before you buy a car? Here’s what to know. This fintech app just launched a 6% APY cash management account to help boost holiday savings If you’re looking for a way to increase your interest earnings, consider this new cash account from fintech app Marygold & Co. Learn more about this account’s benefits and features. Everything you need to know about the Marcus by Goldman Sachs savings account The Marcus by Goldman Sachs savings account allows you to earn a high interest rate on your balance with no fees. Learn more about this account and how to open one. What is the typical minimum balance for an online savings account? Online savings accounts typically have lower minimum balance requirements than traditional accounts, if any at all. Be sure you know the bank’s policies to avoid penalties. How much should I save up for an apartment? Moving into a new apartment can come with a lot of expenses. So how much should you plan to save? We’ll break it down for you. Do 7% interest savings accounts exist anymore? As the Fed continues to cut rates, you might wonder if it’s possible to earn 7% interest on a savings account. Here’s where to find 7% interest accounts — plus, how to maximize your interest earnings. Everything you need to know about the PayPal Savings account The PayPal Savings account allows you to earn interest on your savings balance and cash-back rewards. But there are a few drawbacks to consider too. Learn more. Does opening a checking or savings account affect your credit score? Opening a new credit card or loan can temporarily ding your credit score. But what about opening a checking or savings account — does it affect your credit? Here’s what you need to know.
