Balance transfer credit card reviews & guides The best 0% APR credit cards for 2025: Avoid paying interest for up to 21 months Avoid credit card interest for up to 21 months with a zero percent APR credit card intro offer. The best balance transfer credit cards for 2025: Don't pay any interest until 2026 We've put together a list of the top balance transfer cards that can help you pay down debt without immediately accruing more interest. Amex Blue Cash Everyday Card review: Earn solid rewards in common categories The Amex Blue Cash Everyday Card offers high earnings in everyday spending categories. 6 ways to consolidate credit card debt Consolidating your credit card debt is a straightforward way to organize your debt and lower your interest rate, paving the way to get out of debt completely. Upromise World Mastercard review: A good option for college savers, but not the best for rewards The Upromise World Mastercard encourages cardholders to save for college, but doesn't offer the best rewards rate. Wells Fargo Reflect Card review: One of the best intro APRs currently available for new cardholders The Wells Fargo Reflect card has one of the best introductory APR offers available for purchases and balance transfers. Can I use my credit card to pay someone else's credit card bill? You generally can’t use a credit card to pay off another credit card, but it’s possible to do a balance transfer. Learn how this can help pay off card debt. What happens if you exceed your credit limit, and how to avoid doing so — even if you can pay it off Exceeding your credit limit can cost you — if your transaction isn’t declined first. Here’s what you can do instead. What is a good interest rate on a credit card? If finding a lower interest rate is an important part of your search for a new credit card, you have some options. Here’s what you need to know about securing a good credit card APR. The best ways to pay off credit card debt Credit card debt can be a significant financial burden, and if you have a sizable balance, trying to pay it down can be stressful. Here are the best ways to pay off credit card debt. How to use a balance transfer credit card to lower your debt Balance transfers help you repay debt using an introductory 0% APR offer. Here’s what you need to know about using a balance transfer credit card to lower your debt. Credit card interest and fees soar to $130 billion — but you don't have to pay them Here's what to do if you’re experiencing mounting interest and fees from your credit card company to help cut down costs. What is a balance transfer and how does it work? Credit card debt is at an all-time high. Here’s how a balance transfer works and how it can help. How to pay off credit card debt when your budget's tight Carrying a balance on your credit cards can put a strain on your finances, especially if you're on a budget. Here are some of the best ways to pay off credit card debt if money is tight. What happens to your old credit card after a balance transfer? Wondering what happens to your old credit card after a balance transfer? You may be surprised to find out it doesn’t close automatically. How to transfer your credit card balance Learn how to transfer credit card balances to another card to save money and pay off your high-interest debt faster. How a balance transfer can help eliminate holiday debt If you’re in debt, overspending during the holidays could be a huge setback. Avoid mounting interest charges this season with the help of a great balance transfer credit card. How to apply for a credit card Looking for a credit card? It's important to understand your needs and options. Here's how to apply for a credit card to help make the process as smooth as possible.