Secured Credit Card Reviews & Guides Best secured credit cards for November 2024 The best secured credit cards report to the three major credit bureaus, have no annual fees, and provide valuable rewards in the form of points or cash back. Best credit cards to build credit for November 2024 The best credit cards to build credit include secured and unsecured cards, such as the Chase Freedom Rise, Discover it Secured Credit Card, and Petal 2 Visa Credit Card. How old do you have to be to get a credit card? You should begin building credit as soon as possible — ideally by opening a credit card and using it responsibly. But how old do you have to be to get a credit card? How to get a credit card for the first time Figuring out how to get a credit card for the first time doesn't have to be a stressful experience. Here's what you need to know. Secured vs. unsecured credit cards: What's the difference? If you have poor credit — or no credit at all — qualifying for a traditional credit card can be challenging. A secured card is a useful alternative that can help you improve your credit score. Chime® Credit Builder Secured Visa® Credit Card review: Build credit your way With no credit check when you apply and a flexible deposit requirement, you can easily build credit with the Chime Credit Builder Secured Visa Credit Card. Fortiva Mastercard Credit Card review: A credit-builder card with no deposit required but high fees The Fortiva Mastercard Credit Card could help you build credit, but its high fees may eat into any potential benefits. OpenSky Secured Visa review: No credit check required for this secured card The Open Sky Secured Visa doesn't require a credit check, but you are required to put down a deposit and pay an annual fee. Discover it Secured Credit Card review: Earn cash back while building your credit history The Discover it Secured credit card can help build up your credit score and offers cash-back rewards as an incentive for responsible credit behavior. Capital One Platinum Secured Credit Card review: Build credit with no annual fee When used responsibly, the Capital One Platinum Secured Credit Card can help you build credit with no annual fee. Mission Lane Visa review: A bare-bones option for credit-builders The Mission Lane credit card may help you build credit if used wisely, but any other perks are relatively non-existent. 5 easy credit cards to get approved for Whether you're getting a credit card for the first time or want to rebuild your credit history, here are 5 easy credit cards to get approved for.