Life Insurance The total guide to life insurance Life insurance is a contract that provides financial protection if you die. Learn about types of life insurance policies and how to get coverage. What is variable life insurance? Variable life insurance is a policy that provides both a death benefit and an investment component. Learn how variable life insurance works. Your step-by-step guide to filing a life insurance claim Learn how to file a life insurance claim, and what to do if a life insurance payout is delayed. What is universal life insurance? A universal life insurance policy is designed to offer flexible death benefits and premiums, but that flexibility comes with risks. The comprehensive guide to life insurance riders Life insurance riders are optional coverage you can add to your policy, covering a greater array of needs and situations. We explain the most common ones. Everything you need to know about burial insurance Learn more about burial insurance including how it works to cover funeral expenses, how much it costs, and how much burial insurance you need. What is whole life insurance and how does it work? Whole life insurance is a type of life insurance that builds cash value and pays a death benefit no matter when you die, but the premiums are high. What is term life insurance? Term life insurance is a life insurance that only pays a benefit if someone dies during a certain time period. Learn the benefits of term life insurance.