Auto Insurance Here’s how a DUI impacts your car insurance The keys to finding car insurance coverage after a DUI include understanding the legal requirements in your state, shopping around to find companies that insure higher-risk drivers, and comparing rates among multiple insurers to score the best deal. How to get the most affordable car insurance for your teen driver Adding a teenager to your policy will definitely raise your rate. Here’s why your car insurance rates are affected and here are some simple steps you can take to help you get the most affordable car insurance for your teen driver. How to obtain temporary car insurance Most major auto carriers don’t sell temporary insurance policies. But here are some creative ideas to get short-term coverage when you need it. What is an SR-22 for car insurance? An SR-22, often called a certificate of financial responsibility, is a state-ordered form that is added to your car insurance. Here’s how it works. Diminished value claim: How to reclaim some lost value following an accident A look at how diminished value is calculated and how to file a diminished value claim with your auto insurance carrier after an accident. Personal injury protection (PIP) insurance: Why every driver should consider it Personal injury protection (PIP) is auto insurance that covers you and your passengers’ medical expenses after a car accident, no matter who is at fault. PIP insurance may be required depending on the state. What is a no-fault state, and how does it impact your auto insurance? Learn the meaning of a no-fault state, which states are no-fault states for auto accidents, and what no-fault car insurance coverage entails. What happens if you don't have car insurance? Insurance coverage is a legal requirement for drivers in almost all states, but what happens if you don’t have car insurance? Here’s a look at the consequences. Car insurance fraud: How to avoid common scams Understanding how car insurance fraud works can help you avoid falling victim to a scam. Here’s what you need to know. What happens if someone else crashes your car? Borrowing or lending out a car is common, but understanding your auto insurance coverage is important so you know what happens if someone else wrecks your car. Car insurance discounts: 17 ways to save Learn how to lower your auto rates with car insurance discounts, including how to maximize and combine them. Florida car insurance: Why experts recommend more than just minimum coverage Drivers in Florida are only required to purchase low levels of personal injury protection and property damage liability insurance. Yet, due to several driving risks in the Sunshine State, insurance experts recommend Floridians get more coverage than just the state minimums. Here’s what you need to know. Bundle home and auto insurance: Be sure it’s the best deal Many insurers offer discounts for bundling home and auto insurance, but it’s not always the best way to save money and get the coverage you need. Minimum car insurance requirements in all 50 U.S. states If you’re wondering about state minimum car insurance requirements, here’s a look at which coverage types are required by law in each state. How an auto and renters insurance bundle can save you big Bundling renters and auto insurance is a great way to save money. Since renters insurance is relatively inexpensive, just having it and triggering the multi-policy discount could make it pay for itself. How much does car insurance increase after an accident? Auto premiums may increase after you’re involved in a car accident. Here’s a look at how much your premiums may go up and why. Military car insurance: What to know and how to find the best deal What veterans and active-duty military need to know about shopping for and saving on military car insurance, including more than just getting a military discount. What to do after a car accident: Your step-by-step guide See what to do after a car crash and how to get started documenting the accident and filing an insurance claim. The reasons electric car insurance will cost you more. Here's how to save. How much does it cost to insure an electric car? Is EV insurance more expensive than a traditional auto insurance policy? We explain. 6 steps to find cheap car insurance in 2025 No one wants to pay more than necessary for car insurance. Here are ways to lower your bill or find cheaper coverage. Car insurance requirements in California — and ways to save money There are several things that make car insurance in California unique to the Golden State, including how premiums are determined, how much liability coverage is needed, and laws that pertain to things like DUIs. What is the difference between DUI and DWI? DUI or DWI are two of the most common acronyms for driving with something like alcohol or drugs in your system. Each state uses specific terminology, so it’s important to know what your state uses and what it stands for. Car insurance rates are climbing. Here are 4 reasons why and 11 ways to save. Here is what experts say is behind inflated car insurance prices and what you can do to save money without sacrificing thorough coverage. How to renew your car insurance policy or switch to a new one We’ll walk you through the process of car insurance renewal, including how to switch insurance companies and change car insurance before the renewal date. How does car insurance work? The basics explained. Learn more about how car insurance works, including what it covers, what it costs, and different types of auto insurance coverage. What is a car insurance premium, and how is it calculated? Learn what a car insurance premium is, how it's calculated, and factors that affect your rate. Plus, get some tips to help you save on coverage. Does car insurance cover flood damage? Comprehensive car insurance covers flood damage, but if you don’t have this coverage, you’ll have to pay out of pocket. Learn what’s covered and how to file a claim. What classic car insurance covers – and doesn’t Classic car insurance covers the intangible value of your collectible or antique vehicle. It’s usually not expensive but does come with limits on how you use the car. How comprehensive car insurance works and what it covers Comprehensive coverage is a type of auto insurance that is usually optional and covers damage to your car caused by events outside of traffic accidents, such as theft or hail. Your lender may require it, but states do not. How to switch car insurance companies You can switch car insurance companies at any time. Here are the steps to follow, plus pros and cons to consider. What does collision insurance cover? Collision coverage is auto insurance that covers repairs to your car if you hit an object or another car. Your lender may require it, but states do not. Buying a car? Here’s how to shop for insurance When you buy a car, you’ll need new car insurance, whether you’re sourcing a new policy or transferring existing coverage. What is full coverage car insurance? Here’s what to know about full coverage car insurance, how it protects you financially, and whether it makes sense for you. What is car depreciation, and how do you calculate it? Car depreciation is the rate at which a vehicle drops in value over time. Learn what you can do to slow depreciation. How to choose the right auto insurance coverage limits You’ll need auto insurance coverage limits that are high enough to meet your state minimums, but minimum coverage may not provide sufficient financial protection. How much car insurance do I need? See state requirements for minimum car insurance coverage, recommended car insurance coverage limits, and how to figure out how much car insurance you need. Is it better to lease or finance a car? Here’s how to decide. Learn about the pros and cons of leasing versus financing a car, as well as the insurance requirements for each. Does buying car insurance online save money? Learn how buying an auto policy online impacts pricing, where to buy insurance online, and how to get the best car insurance. Used car insurance: What you need to know to save money Learn about used car insurance, including how much it costs to insure a used car, how much coverage you need, and whether you need gap insurance. How to cancel your car insurance in 3 easy steps Learn the rules for canceling your car insurance, including how to avoid a cancellation fee or get a refund on your policy premiums. What happens if your car insurance lapses? A lapse in coverage can have serious consequences. Here’s how to avoid a lapse in coverage – and what to do if it does happen. What you need to know about car insurance deductibles Your car insurance deductible — the money you pay out of pocket toward a covered claim — can have a big impact on how much you pay for car insurance. What is a collision damage waiver for a rental car? A look at what collision damage waivers are, what happens if you crash a rental car, and what sort of insurance protection you really need. What is a named insured driver? A look at the differences between named insured, named drivers and excluded drivers when building and buying your auto insurance coverage. What is an excluded driver? A guide to adding an excluded driver to your auto insurance policy and what this means for your coverage. Custom parts and equipment insurance: What it covers If you’ve added flashy rims or other modifications to your car, you’ll need special insurance for those aftermarket parts. How to file a car insurance claim Your guide to filing an auto insurance claim after a car accident or other damage. What is the actual cash value of my car? Here’s what to know. Most auto insurance policies provide actual cash value coverage if your car is totaled. Learn what that means and how it’s calculated. Everything you need to know about car leasing and insurance coverage Learn more about leasing a car and insurance, including how much insurance costs, coverage requirements for leased cars, and if a car lease includes insurance. How mechanical breakdown insurance works and what it covers What is mechanical breakdown insurance, and is it worth it?