Investing is not for the feint of heart. The ups and downs (especially the downs) effect things that are near and dear to us.

* When can I retire? And how comfortable will we be?

* Can I afford college for my children?

* What can I leave behind for future generations and charity?

The average person does not have the intestinal fortitude to do it on their own. That's why most hand their money over to professionals (brokers, mutual fund managers, Registered Investment Advisors, Hedge Funds etc). Granted, their track records are usually not that good either. Most did not do well for clients during the 2 bear markets.

So I am very interested to know why Zacks customers have decided to brave the odds and make their own investing decisions. Yes, I know that many of you use the resources of firms like Zacks to help make these decisions. But in the end, you are making the conscious choice of what to buy, hold and sell...and I would love to know what motivates you to do so.

Please share that in the comments section below.

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