Vertical Software Stocks Q3 Highlights: nCino (NASDAQ:NCNO)

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Vertical Software Stocks Q3 Highlights: nCino (NASDAQ:NCNO)

Wrapping up Q3 earnings, we look at the numbers and key takeaways for the vertical software stocks, including nCino (NASDAQ:NCNO) and its peers.

Software is eating the world, and while a large number of solutions such as project management or video conferencing software can be useful to a wide array of industries, some have very specific needs. As a result, vertical software, which addresses industry-specific workflows, is growing and fueled by the pressures to improve productivity, whether it be for a life sciences, education, or banking company.

The 15 vertical software stocks we track reported a strong Q3. As a group, revenues beat analysts’ consensus estimates by 3.4% while next quarter’s revenue guidance was 0.7% above.

Thankfully, share prices of the companies have been resilient as they are up 8.6% on average since the latest earnings results.

nCino (NASDAQ:NCNO)

Founded in 2011 in North Carolina, nCino (NASDAQ:NCNO) makes cloud-based operating systems for banks and provides that software-as-a-service.

nCino reported revenues of $138.8 million, up 13.8% year on year. This print exceeded analysts’ expectations by 1%. Despite the top-line beat, it was still a mixed quarter for the company with a solid beat of analysts’ EBITDA estimates but a significant miss of analysts’ billings estimates.

"We are very pleased with our third quarter results, once again exceeding expectations for both revenues and non-GAAP operating income," said Pierre Naudé, Chairman and CEO at nCino.

nCino Total Revenue
nCino Total Revenue

Unsurprisingly, the stock is down 18.5% since reporting and currently trades at $34.66.

Read our full report on nCino here, it’s free.

Best Q3: Upstart (NASDAQ:UPST)

Founded by the former head of Google's enterprise business, Upstart (NASDAQ:UPST) is an AI-powered lending platform facilitating loans for banks and consumers.

Upstart reported revenues of $162.1 million, up 20.5% year on year, outperforming analysts’ expectations by 7.9%. The business had a stunning quarter with a solid beat of analysts’ EBITDA estimates and revenue guidance for next quarter exceeding analysts’ expectations.

Upstart Total Revenue
Upstart Total Revenue

The market seems happy with the results as the stock is up 14.9% since reporting. It currently trades at $63.73.

Is now the time to buy Upstart? Access our full analysis of the earnings results here, it’s free.

Weakest Q3: Adobe (NASDAQ:ADBE)

One of the most well-known Silicon Valley software companies around, Adobe (NASDAQ:ADBE) is a leading provider of software as service in the digital design and document management space.

Adobe reported revenues of $5.61 billion, up 11.1% year on year, exceeding analysts’ expectations by 1.2%. Still, it was a slower quarter as it posted revenue guidance for next quarter slightly missing analysts’ expectations and a miss of analysts’ billings estimates.