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PE: 11.7x

S&T Bancorp, a smaller U.S. financial entity, recently reported a dip in its fourth-quarter and full-year earnings for 2024, with net income at US$33.07 million compared to US$37.05 million the previous year. Despite this, insider confidence is evident as insiders have been purchasing shares over recent months. The company also increased its quarterly dividend to US$0.34 per share, reflecting steady shareholder returns amid challenging times for revenue growth projections over the next few years.

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• Assess S&T Bancorp's past performance with our detailed historical performance reports.

First Commonwealth Financial

Simply Wall St Value Rating: ★★★★★☆

Overview: First Commonwealth Financial is a financial services company primarily engaged in providing banking services, with a market capitalization of approximately $1.48 billion.

Operations: The company generates revenue primarily from its banking operations, with the latest reported revenue at $448.50 million. Operating expenses, including general and administrative costs of $207.64 million and sales & marketing expenses of $5.54 million, significantly impact net income. The net income margin has shown variability over time, with a recent figure of 31.79%.

PE: 11.7x

First Commonwealth Financial, a smaller financial institution, is drawing attention with its strategic moves and insider confidence. They recently repurchased 476,979 shares from October to December 2024 for US$7.92 million, completing a buyback program initiated in 2021. While net income dropped to US$35.85 million from US$44.83 million year-over-year in Q4 2024, the company maintains a steady dividend increase of 4% over the previous year’s fourth quarter. Earnings are projected to grow at an annual rate of 8.81%, suggesting potential value for investors seeking growth within this sector.

• Navigate through the intricacies of First Commonwealth Financial with our comprehensive valuation report here.

• Review our historical performance report to gain insights into First Commonwealth Financial's's past performance.

Summing It All Up

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Companies discussed in this article include NasdaqGS:GABC NasdaqGS:STBA and NYSE:FCF.

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