Universe Group and Croma Security Solutions Group are companies that are currently trading below what they’re actually worth. Smart investors can make money from this discrepancy by buying these shares, because they believe the current market prices will eventually move towards their true value. If you’re looking for capital gains in your next investment, I suggest you take a look at my list of potentially undervalued stocks.

Universe Group plc (AIM:UNG)

Universe Group Plc designs, develops, and supports point of sale, payment, and on-line loyalty solutions and systems for the petrol forecourt and convenience store markets in the United Kingdom and Belgium. Established in 1979, and run by CEO Jeremy Lewis, the company size now stands at 223 people and with the stock’s market cap sitting at GBP £15.97M, it comes under the small-cap group.

UNG’s shares are currently hovering at around -65% beneath its real value of £0.2, at the market price of £0.07, according to my discounted cash flow model. This discrepancy gives us a chance to invest in UNG at a discount. What’s even more appeal is that UNG’s PE ratio stands at around 9.8x compared to its it services peer level of 23x, implying that relative to its comparable set of companies, UNG’s stock can be bought at a cheaper price. UNG is also in great financial shape, as short-term assets amply cover upcoming and long-term liabilities. Finally, its debt relative to equity is 4%, which has been declining over time, showing its ability to reduce its debt obligations year on year.

Croma Security Solutions Group PLC (AIM:CSSG)

Croma Security Solutions Group PLC provides various security services in the United Kingdom. Formed in 1996, and currently lead by Roberto Fiorentino, the company currently employs 567 people and with the company’s market cap sitting at GBP £8.79M, it falls under the small-cap category.

CSSG’s shares are now hovering at around -58% under its actual value of £1.25, at the market price of £0.52, according to my discounted cash flow model. The divergence signals an opportunity to buy CSSG shares at a low price. Additionally, CSSG’s PE ratio stands at 24.4x compared to its electronic equipment, instruments and components peer level of 32.2x, indicating that relative to other stocks in the industry, you can buy CSSG for a cheaper price. CSSG is also a financially healthy company, as short-term assets amply cover upcoming and long-term liabilities. The stock’s debt-to equity ratio of 2% has been reducing over the past couple of years signifying its ability to pay down its debt.