Regional Management (NYSE:RM) Third Quarter 2024 Results

Key Financial Results

• Revenue: US$146.3m (up 7.3% from 3Q 2023).

• Net income: US$7.66m (down 13% from 3Q 2023).

• Profit margin: 5.2% (down from 6.5% in 3Q 2023). The decrease in margin was driven by higher expenses.

• EPS: US$0.79 (down from US$0.94 in 3Q 2023).

All figures shown in the chart above are for the trailing 12 month (TTM) period

Regional Management Revenues and Earnings Miss Expectations

Revenue missed analyst estimates by 1.1%. Earnings per share (EPS) also missed analyst estimates by 28%.

Looking ahead, revenue is forecast to grow 6.8% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Consumer Finance industry in the US.

Performance of the American Consumer Finance industry.

The company's shares are up 7.3% from a week ago.

Risk Analysis

We should say that we've discovered 3 warning signs for Regional Management (1 is potentially serious!) that you should be aware of before investing here.

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