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Plus500 Ltd (PLSQF) (Q4 2024) Earnings Call Highlights: Record Revenue and Strategic Growth ...

In This Article:

  • Revenue: $768 million in 2024, representing growth of 6% year on year.

  • EBITDA: $342 million for the year.

  • Net Income: Basic earnings per share of $3.57, a growth of 13% year on year.

  • Cash Balance: Approximately $900 million at the end of 2024.

  • Customer Deposits: Reached a record level of $3 billion, equating to almost $12,000 per active customer.

  • New Customers: More than 118,000 new customers onboarded, a growth of approximately 30% year on year.

  • Active Customers: Increased to just over 254,000, equating to a growth of 9%.

  • Shareholder Returns: $200 million announced, comprising $110 million in share buybacks and $90 million in dividends.

  • Non-OTC Revenue: Accounted for approximately 10% of the group's total revenue in 2024.

  • Customer Segregated Funds: Approximately $350 million at the end of 2024, growing to more than $600 million by February 2025.

Release Date: February 18, 2025

For the complete transcript of the earnings call, please refer to the full earnings call transcript.

Positive Points

  • Plus500 Ltd (PLSQF) delivered results ahead of market expectations, with significant revenue and EBITDA growth in 2024.

  • The company announced an additional $200 million in shareholder returns, comprising dividends and share buybacks.

  • Plus500 Ltd (PLSQF) ended the year with a strong financial position, holding approximately $900 million in cash.

  • The company has successfully diversified its operations, evolving into a multi-asset financial group with a broad customer base.

  • Plus500 Ltd (PLSQF) has a strong track record of shareholder returns, with a cumulative total shareholder return of over 6,000% since its IPO in 2013.

Negative Points

  • Increased selling and marketing costs, as well as general expenses, were noted due to the expanded scale of global operations.

  • The company's cost base is heavily weighted towards variable costs, which could impact financial stability during market fluctuations.

  • Despite growth in new customers, there is a concern about customer retention, as the number of active customers is not growing at the same rate.

  • The profitability of non-OTC operations remains a question, with margins typically lower than OTC operations.

  • Crypto-related activities contributed minimally to revenue, indicating limited impact from this asset class.

Q & A Highlights

Q: Can you provide insights into the expected growth of the non-OTC business and customer retention trends? A: The non-OTC business is projected to account for 30-35% of total revenue in 3-5 years, implying a 6-7% CAGR in customer income. Customer retention has improved due to enhanced technological capabilities, with a significant increase in average deposits per active customer, indicating higher customer sophistication and activity levels.


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