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At December 31, 2014, the Bank exceeded all regulatory capital requirements with a ratio for tier 1 leverage capital of 10.28%, tier 1 risked-based capital of 11.28% and total risk-based capital of 12.55%. These capital ratios exceeded the "well capitalized" standards defined by the federal banking regulators of 5.00% for tier 1 leverage capital, 6.00% for tier 1 risked-based capital and 10.00%, for total risk-based capital.

About Plaza Bank
Plaza Bank is full service community bank serving the business and professional communities in Southern California and Las Vegas, Nevada. The Bank is committed to meeting the financial needs of small to middle market businesses and professional firms with loans for working capital, equipment and owner-occupied commercial real estate financing and a full array of cash management services. Our bankers are experienced, professional and knowledgeable.

On January 14, 2015, Plaza announced the execution of a definitive agreement providing for the merger of Bank of Manhattan with and into Plaza Bank. The combined bank will continue to serve its Southern California and Southern Nevada customer base and all existing branches of both banks will remain open after the merger. On a pro forma basis, based on financial information as of December 31, 2014, the banks together have assets of approximately $1.0 billion, with deposits of approximately $850 million.

For more information, visit www.plazabank.com or call President and CEO Gene Galloway at (949) 502-4309 or (702) 277-2221 .

Forward-Looking Statements

Certain matters discussed in this press release constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, and are subject to the safe harbors created by that Act. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include the words "believe," "expect," "anticipate," "intend," "plan," "estimate," or words of similar meaning, or future or conditional verbs such as "will," "would," "should," "could," or "may." Forward-looking statements are based on currently available information, expectations, assumptions, projections, and management's judgment about the Bank, the banking industry and general economic conditions. These forward-looking statements are not guarantees of future performance, nor should they be relied upon as representing management's views as of any subsequent date. Future events are difficult to predict, and the expectations described above are necessarily subject to risk and uncertainty that may cause actual results to differ materially and adversely.

Forward-looking statements involve significant risks and uncertainties and actual results may differ materially from those presented, either expressed or implied, in this press release. Factors that might cause such differences include, but are not limited to: the Bank's ability to successfully execute its business plans and achieve its objectives; changes in general economic, real estate and financial market conditions, either nationally or locally in areas in which the Bank conducts its operations; changes in interest rates; new litigation or claims or changes in existing litigation or claims; future credit loss experience; increased competitive challenges and expanding product and pricing pressures among financial institutions; legislation or regulatory changes which adversely affect the Bank's operations or business; loss of key personnel; changes in accounting policies or procedures as may be required by the Financial Accounting Standards Board or other regulatory agencies; and the ability to satisfy requirements related to the Sarbanes-Oxley Act and other regulation on internal control.

653,000 Retail certificates of deposit Provisions for Loan Losses 355,000 309,000 293,000 940,000 875,000 Wholesale/Brokered certificates of deposit 140,000 146,000 176,000 438,000 491,000 756,000 697,000 711,000 2,126,000 2,019,000 FHLB and other borrowings 51,000 70,000 93,000 229,000 256,000 Total interest expense 807,000 767,000 804,000 2,355,000 2,275,000 NET INTEREST INCOME 5,904,000 5,848,000 5,269,000 17,185,000 15,216,000 PROVISION FOR LOAN LOSSES 228,000 498,000 181,000 745,000 826,000 NET INTEREST INCOME AFTER 5,676,000 5,350,000 5,088,000 16,440,000 14,390,000 NONINTEREST INCOME: Loan servicing and other fees 243,000 272,000 253,000 747,000 685,000 Bank and other fee income 79,000 101,000 90,000 275,000 264,000 Net gain (loss) from loan sales 1,110,000 704,000 682,000 2,736,000 2,572,000 Net gain (loss) from other real estate owned sales 5,000 (121,000 ) (1,000 ) (116,000 ) 109,000 Net gain (loss) on sale of securities - - - (21,000 ) - Acquisition-related gain - - 624,000 - 624,000 Other income 245,000 255,000 256,000 283,000 353,000 Total noninterest (loss) income 1,682,000 1,082,000 1,888,000 4,400,000 5,426,000 NONINTEREST EXPENSE Compensation and benefits 3,082,000 2,816,000 2,876,000 8,843,000 8,268,000 Premises and occupancy 326,000 320,000 378,000 974,000 1,039,000 Data processing 254,000 256,000 282,000 761,000 745,000 Other real estate owned expenses 1,000 2,000 2,000 4,000 151,000 FDIC insurance premiums 74,000 72,000 66,000 212,000 211,000 Professional Fees 566,000 1,161,000 462,000 2,019,000 1,036,000 Marketing expense 127,000 105,000 92,000 356,000 286,000 Office and postage expense 34,000 33,000 43,000 100,000 121,000 Other expense 481,000 316,000 388,000 1,115,000 1,134,000 Total noninterest expense 4,945,000 5,081,000 4,589,000 14,384,000 12,991,000 INCOME BEFORE INCOME TAXES 2,413,000 1,351,000 2,387,000 6,456,000 6,825,000 PROVISION FOR INCOME TAXES 1,050,000 850,000 998,000 2,882,000 2,540,000 NET INCOME $ 1,363,000 $ 501,000 $ 1,389,000 $ 3,574,000 $ 4,285,000 EARNINGS PER SHARE - BASIC $ 0.08 $ 0.03 0.08 $ 0.21 $ 0.25 EARNINGS PER SHARE - DILUTED $ 0.08 $ 0.03 0.08 $ 0.20 $ 0.23 BASIC WEIGHTED AVERAGE SHARES 17,139,300 17,137,514 17,121,826 17,137,348 17,101,048 DILUTED WEIGHTED AVERAGE SHARES 18,083,879 18,384,724 18,035,835 18,259,004 18,500,368 RETURN ON AVERAGE ASSETS 1.04 % 0.40 % 1.18 % 0.94 % 1.30 % RETURN ON AVERAGE EQUITY 9.42 % 3.53 % 10.50 % 8.41 % 11.14 % EFFICIENCY RATIO 64.48 % 72.54 % 63.36 % 65.89 % 62.17 %