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44. Montana

• Average adjusted gross income of the top 5%: $417,789

• The minimum you need to make to be in the top 5%: $179,579

• Average adjusted gross income of the top 1%: $1,078,275

• The minimum you need to make to be in the top 1%: $352,036

Exclusive: Americans’ Savings Drop to Lowest Point in Years

43. Rhode Island

• Average adjusted gross income of the top 5%: $456,877

• The minimum you need to make to be in the top 5%: $201,027

• Average adjusted gross income of the top 1%: $1,187,791

• The minimum you need to make to be in the top 1%: $371,024

Whoa: 9 Successful Money-Making ‘Schemes’ That Are Actually Legal

42. Maine

• Average adjusted gross income of the top 5%: $369,120

• The minimum you need to make to be in the top 5%: $177,784

• Average adjusted gross income of the top 1%: $870,414

• The minimum you need to make to be in the top 1%: $461,534

Rich vs. Wealthy: What’s the Difference Between the Two?

41. New Hampshire

• Average adjusted gross income of the top 5%: $547,212

• The minimum you need to make to be in the top 5%: $232,884

• Average adjusted gross income of the top 1%: $1,460,801

• The minimum you need to make to be in the top 1%: $486,812

Read: 20 Hobbies of the Rich Only They Can Afford

40. Hawaii

• Average adjusted gross income of the top 5%: $393,244

• The minimum you need to make to be in the top 5%: $194,185

• Average adjusted gross income of the top 1%: $929,822

• The minimum you need to make to be in the top 1%: $486,885

Find Out: 31 Dumb Things That Are Keeping You From Being Wealthy

39. West Virginia

• Average adjusted gross income of the top 5%: $296,752

• The minimum you need to make to be in the top 5%: $156,296

• Average adjusted gross income of the top 1%: $667,368

• The minimum you need to make to be in the top 1%: $536,706

Learn More: Here’s Exactly How Much Savings You Need To Retire In Your State

38. Idaho

• Average adjusted gross income of the top 5%: $429,389

• The minimum you need to make to be in the top 5%: $180,694

• Average adjusted gross income of the top 1%: $1,138,855

• The minimum you need to make to be in the top 1%: $542,846

Read: 17 Biggest Budgeting Mistakes You’re Making

37. Nebraska

• Average adjusted gross income of the top 5%: $437,912

• The minimum you need to make to be in the top 5%: $189,432

• Average adjusted gross income of the top 1%: $1,147,617

• The minimum you need to make to be in the top 1%: $618,967

Helpful: 19 Effective Ways To Tackle Your Budget

36. New Mexico

• Average adjusted gross income of the top 5%: $347,186

• The minimum you need to make to be in the top 5%: $169,544

• Average adjusted gross income of the top 1%: $837,388

• The minimum you need to make to be in the top 1%: $652,973

Check Out: Best Cities To Retire on a Budget of $1,500 a Month

35. Mississippi

• Average adjusted gross income of the top 5%: $316,218

• The minimum you need to make to be in the top 5%: $154,076

• Average adjusted gross income of the top 1%: $759,755

• The minimum you need to make to be in the top 1%: $856,502

Read: Tips To Keep Your Finances in Order Without Sacrificing What You Want

34. Arkansas

• Average adjusted gross income of the top 5%: $460,231

• The minimum you need to make to be in the top 5%: $167,995

• Average adjusted gross income of the top 1%: $1,378,629

• The minimum you need to make to be in the top 1%: $862,972

Related: 17 Dumb Home-Buying Mistakes That Hurt Your Wallet

33. Kansas

• Average adjusted gross income of the top 5%: $480,214

• The minimum you need to make to be in the top 5%: $195,014

• Average adjusted gross income of the top 1%: $1,314,656

• The minimum you need to make to be in the top 1%: $916,179

Try: 50 Easy Things You Should Do To Save Money

32. Utah

• Average adjusted gross income of the top 5%: $517,405

• The minimum you need to make to be in the top 5%: $198,875

• Average adjusted gross income of the top 1%: $1,461,523

• The minimum you need to make to be in the top 1%: $929,210

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31. Iowa

• Average adjusted gross income of the top 5%: $399,217

• The minimum you need to make to be in the top 5%: $184,729

• Average adjusted gross income of the top 1%: $998,306

• The minimum you need to make to be in the top 1%: $1,002,590

Find Out: Things To Cut Out Right Now To Save Money During the Health Crisis

30. Nevada

• Average adjusted gross income of the top 5%: $653,809

• The minimum you need to make to be in the top 5%: $187,250

• Average adjusted gross income of the top 1%: $2,184,285

• The minimum you need to make to be in the top 1%: $1,021,773

Options: 16 Ways To Save Money on Food

29. Oklahoma

• Average adjusted gross income of the top 5%: $423,236

• The minimum you need to make to be in the top 5%: $180,281

• Average adjusted gross income of the top 1%: $1,109,039

• The minimum you need to make to be in the top 1%: $1,141,290

Read: 25 Tips for Saving Money With Your Spouse

28. Connecticut

• Average adjusted gross income of the top 5%: $916,467

• The minimum you need to make to be in the top 5%: $284,571

• Average adjusted gross income of the top 1%: $2,840,261

• The minimum you need to make to be in the top 1%: $1,214,099

Helpful: 16 Effective Ways To Trick Yourself Into Saving Money

27. Kentucky

• Average adjusted gross income of the top 5%: $392,940

• The minimum you need to make to be in the top 5%: $168,243

• Average adjusted gross income of the top 1%: $1,047,733

• The minimum you need to make to be in the top 1%: $1,326,353

Good To Know: 16 Splurges That Save You Money in the Long Run

26. Louisiana

• Average adjusted gross income of the top 5%: $421,111

• The minimum you need to make to be in the top 5%: $182,159

• Average adjusted gross income of the top 1%: $1,095,274

• The minimum you need to make to be in the top 1%: $1,373,267

Keep Reading: 25 Ways To Save 20% More of Your Paycheck Without Even Trying

25. Oregon

• Average adjusted gross income of the top 5%: $469,205

• The minimum you need to make to be in the top 5%: $208,235

• Average adjusted gross income of the top 1%: $1,193,735

• The minimum you need to make to be in the top 1%: $1,375,913

Try: Cutting Out These 25 Expenses Will Save You $16,142.08 a Year

24. Alabama

• Average adjusted gross income of the top 5%: $391,345

• The minimum you need to make to be in the top 5%: $176,514

• Average adjusted gross income of the top 1%: $999,352

• The minimum you need to make to be in the top 1%: $1,434,586

Read: 20 Hobbies of the Rich Only They Can Afford

23. South Carolina

• Average adjusted gross income of the top 5%: $417,071

• The minimum you need to make to be in the top 5%: $184,484

• Average adjusted gross income of the top 1%: $1,064,627

• The minimum you need to make to be in the top 1%: $1,576,731

See: Do You Think the Minimum Wage Should Be $15? Take Our Poll

22. Minnesota

• Average adjusted gross income of the top 5%: $529,895

• The minimum you need to make to be in the top 5%: $222,531

• Average adjusted gross income of the top 1%: $1,405,745

• The minimum you need to make to be in the top 1%: $1,909,454

See: 42 Easy Ways To Save For Retirement

21. Colorado

• Average adjusted gross income of the top 5%: $601,099

• The minimum you need to make to be in the top 5%: $241,394

• Average adjusted gross income of the top 1%: $1,645,616

• The minimum you need to make to be in the top 1%: $1,921,517

Take Action: Do These 13 Things To Boost Your Retirement Savings Now

20. Missouri

• Average adjusted gross income of the top 5%: $457,214

• The minimum you need to make to be in the top 5%: $184,534

• Average adjusted gross income of the top 1%: $1,264,240

• The minimum you need to make to be in the top 1%: $1,939,775

Are High-Yield Savings Accounts Worth It? Here’s Everything You Need To Know

19. Wisconsin

• Average adjusted gross income of the top 5%: $447,181

• The minimum you need to make to be in the top 5%: $186,922

• Average adjusted gross income of the top 1%: $1,203,326

• The minimum you need to make to be in the top 1%: $1,973,354

Learn: What Is a Savings Bond and How Does It Work?

18. Maryland

• Average adjusted gross income of the top 5%: $535,350

• The minimum you need to make to be in the top 5%: $242,113

• Average adjusted gross income of the top 1%: $1,368,091

• The minimum you need to make to be in the top 1%: $2,095,881

Avoid: 35 Retirement Planning Mistakes That Waste Your Money

17. Tennessee

• Average adjusted gross income of the top 5%: $478,462

• The minimum you need to make to be in the top 5%: $184,116

• Average adjusted gross income of the top 1%: $1,346,134

• The minimum you need to make to be in the top 1%: $2,120,576

Read: 19 Things You’ll Need To Sacrifice Now for a Healthy Retirement

16. Indiana

• Average adjusted gross income of the top 5%: $396,034

• The minimum you need to make to be in the top 5%: $176,199

• Average adjusted gross income of the top 1%: $1,017,307

• The minimum you need to make to be in the top 1%: $2,162,591

Check Out: Here’s How To Retire Early and Quit the Daily Grind

15. Arizona

• Average adjusted gross income of the top 5%: $474,189

• The minimum you need to make to be in the top 5%: $198,158

• Average adjusted gross income of the top 1%: $1,268,048

• The minimum you need to make to be in the top 1%: $2,176,148

Start Cutting Costs: How To Save Money on All Your Monthly Expenses and Bills

14. Massachusetts

• Average adjusted gross income of the top 5%: $842,977

• The minimum you need to make to be in the top 5%: $287,128

• Average adjusted gross income of the top 1%: $2,539,953

• The minimum you need to make to be in the top 1%: $2,380,834

More Tips: 20 Ways To Save Money Fast

13. Washington

• Average adjusted gross income of the top 5%: $654,926

• The minimum you need to make to be in the top 5%: $258,985

• Average adjusted gross income of the top 1%: $1,801,457

• The minimum you need to make to be in the top 1%: $2,542,112

Read: Why It’s Harder To Save For Retirement Today Than 50 Years Ago

12. Virginia

• Average adjusted gross income of the top 5%: $547,782

• The minimum you need to make to be in the top 5%: $246,917

• Average adjusted gross income of the top 1%: $1,412,355

• The minimum you need to make to be in the top 1%: $2,770,602

See: 10 Signs You’re Not Saving Enough for Retirement

11. New Jersey

• Average adjusted gross income of the top 5%: $694,357

• The minimum you need to make to be in the top 5%: $282,184

• Average adjusted gross income of the top 1%: $1,855,914

• The minimum you need to make to be in the top 1%: $3,055,574

Watch Out: 15 Retirement Mistakes and Why They’ll Shrink Your Nest Egg

10. Georgia

• Average adjusted gross income of the top 5%: $510,511

• The minimum you need to make to be in the top 5%: $205,702

• Average adjusted gross income of the top 1%: $1,386,410

• The minimum you need to make to be in the top 1%: $3,180,691

Read More: Is Now a Good Time To Raid Your 401(k)?

9. North Carolina

• Average adjusted gross income of the top 5%: $460,030

• The minimum you need to make to be in the top 5%: $199,164

• Average adjusted gross income of the top 1%: $1,188,279

• The minimum you need to make to be in the top 1%: $3,227,607

Find Out: What Social Security Will Look Like in 2035

8. Michigan

• Average adjusted gross income of the top 5%: $465,295

• The minimum you need to make to be in the top 5%: $190,597

• Average adjusted gross income of the top 1%: $1,281,016

• The minimum you need to make to be in the top 1%: $3,286,929

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7. Ohio

• Average adjusted gross income of the top 5%: $420,927

• The minimum you need to make to be in the top 5%: $180,485

• Average adjusted gross income of the top 1%: $1,100,839

• The minimum you need to make to be in the top 1%: $3,871,661

Read: 10 Simple Habits of Money-Smart Individuals

6. Illinois

• Average adjusted gross income of the top 5%: $631,236

• The minimum you need to make to be in the top 5%: $228,565

• Average adjusted gross income of the top 1%: $1,842,478

• The minimum you need to make to be in the top 1%: $4,196,255

Take a Look: These Once-Hot Housing Markets Are Cooling Off

5. Pennsylvania

• Average adjusted gross income of the top 5%: $509,902

• The minimum you need to make to be in the top 5%: $209,157

• Average adjusted gross income of the top 1%: $1,372,479

• The minimum you need to make to be in the top 1%: $4,296,323

Discover: Most Affordable Places To Retire Near You

4. New York

• Average adjusted gross income of the top 5%: $844,193

• The minimum you need to make to be in the top 5%: $242,506

• Average adjusted gross income of the top 1%: $2,739,623

• The minimum you need to make to be in the top 1%: $6,805,717

Read: How To Protect Your Retirement Savings During the Pandemic

3. Florida

• Average adjusted gross income of the top 5%: $682,615

• The minimum you need to make to be in the top 5%: $203,827

• Average adjusted gross income of the top 1%: $2,190,557

• The minimum you need to make to be in the top 1%: $7,140,788

Read: How Much It Cost To Retire in the Year You Were Born

2. Texas

• Average adjusted gross income of the top 5%: $585,405

• The minimum you need to make to be in the top 5%: $216,799

• Average adjusted gross income of the top 1%: $1,681,737

• The minimum you need to make to be in the top 1%: $8,751,910

Check Out: 100 Ways To Make Your Money Last Until You’re 100

1. California

• Average adjusted gross income of the top 5%: $758,257

• The minimum you need to make to be in the top 5%: $266,020

• Average adjusted gross income of the top 1%: $2,238,758

• The minimum you need to make to be in the top 1%: $12,715,259

Learn: How One Man Saved $1 Million in 5 Years

United States

• Average adjusted gross income of the top 5%: $591,187

• The minimum you need to make to be in the top 5%: $219,840

• Average adjusted gross income of the top 1%: $1,697,006

• The minimum you need to make to be in the top 1%: $545,978

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John Csiszar contributed to the reporting for this article.

Methodology: GOBankingRates analyzed IRS data for the 2018 tax year to find (1) the average adjusted gross income of the top 5% of filers, (2) the adjusted gross income cutoff for the top 5% of filers, (3) the average adjusted gross income of the top 1% of filers, and (4) the adjusted gross income cutoff for the top 1% of filers. All data were collected on and up to date as of Feb. 16, 2021.

This article originally appeared on GOBankingRates.com: Here’s How Much You Need To Earn To Be ‘Rich’ in Every State