Individual investors account for 34% of CF Bankshares Inc.'s (NASDAQ:CFBK) ownership, while institutions account for 27%

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A look at the shareholders of CF Bankshares Inc. (NASDAQ:CFBK) can tell us which group is most powerful. And the group that holds the biggest piece of the pie are individual investors with 34% ownership. That is, the group stands to benefit the most if the stock rises (or lose the most if there is a downturn).

Meanwhile, institutions make up 27% of the company’s shareholders. Institutions often own shares in more established companies, while it's not unusual to see insiders own a fair bit of smaller companies.

In the chart below, we zoom in on the different ownership groups of CF Bankshares.

Check out our latest analysis for CF Bankshares

ownership-breakdown
NasdaqCM:CFBK Ownership Breakdown December 26th 2022

What Does The Institutional Ownership Tell Us About CF Bankshares?

Institutional investors commonly compare their own returns to the returns of a commonly followed index. So they generally do consider buying larger companies that are included in the relevant benchmark index.

We can see that CF Bankshares does have institutional investors; and they hold a good portion of the company's stock. This suggests some credibility amongst professional investors. But we can't rely on that fact alone since institutions make bad investments sometimes, just like everyone does. It is not uncommon to see a big share price drop if two large institutional investors try to sell out of a stock at the same time. So it is worth checking the past earnings trajectory of CF Bankshares, (below). Of course, keep in mind that there are other factors to consider, too.

earnings-and-revenue-growth
NasdaqCM:CFBK Earnings and Revenue Growth December 26th 2022

Hedge funds don't have many shares in CF Bankshares. The company's largest shareholder is Castle Creek Capital LLC, with ownership of 26%. Meanwhile, the second and third largest shareholders, hold 8.0% and 5.2%, of the shares outstanding, respectively. Edward Cochran, who is the third-largest shareholder, also happens to hold the title of Member of the Board of Directors. Furthermore, CEO Timothy O’Dell is the owner of 4.1% of the company's shares.

We also observed that the top 7 shareholders account for more than half of the share register, with a few smaller shareholders to balance the interests of the larger ones to a certain extent.

While it makes sense to study institutional ownership data for a company, it also makes sense to study analyst sentiments to know which way the wind is blowing. There is a little analyst coverage of the stock, but not much. So there is room for it to gain more coverage.

Insider Ownership Of CF Bankshares

The definition of an insider can differ slightly between different countries, but members of the board of directors always count. Company management run the business, but the CEO will answer to the board, even if he or she is a member of it.