Yahoo Finance

Old Republic International (ORI) reported $2.06 billion in revenue for the quarter ended March 2025, representing a year-over-year increase of 11.4%. EPS of $0.81 for the same period compares to $0.67 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $2.03 billion, representing a surprise of +1.20%. The company delivered an EPS surprise of +10.96%, with the consensus EPS estimate being $0.73.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Old Republic performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

• General Insurance Segment - Loss Ratio: 65% compared to the 65.5% average estimate based on two analysts.

• General Insurance Segment - Expense Ratio: 28.1% compared to the 28.1% average estimate based on two analysts.

• Title Insurance Segment - Combined Ratio: 102.1% versus 98.8% estimated by two analysts on average.

• Title Insurance Segment - Loss Ratio: 3.5% compared to the 2% average estimate based on two analysts.

• Operating Revenue- General insurance Segment- Net premiums earned: $1.23 billion compared to the $1.24 billion average estimate based on two analysts. The reported number represents a change of +13% year over year.

• Operating Revenue- General insurance Segment- Net investment income: $150 million compared to the $142.47 million average estimate based on two analysts. The reported number represents a change of +14.4% year over year.

• Operating Revenue- General insurance Segment- Other income: $47.10 million versus the two-analyst average estimate of $45.50 million. The reported number represents a year-over-year change of +13%.

• Operating Revenue- Corporate & Other: $6.20 million versus the two-analyst average estimate of $19.05 million. The reported number represents a year-over-year change of -72.9%.

• Operating Revenue- Title Insurance Segment- Net investment income: $16.70 million versus $16.08 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +6.4% change.

• Operating Revenue- General Insurance Segment: $1.43 billion versus $1.43 billion estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +13.1% change.

• Operating Revenue- Title Insurance Segment: $622 million versus $587.97 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +10.8% change.

• Operating Revenue- Title Insurance Segment- Net premiums earned: $605.10 million versus $571.34 million estimated by two analysts on average. Compared to the year-ago quarter, this number represents a +11% change.