The employee discount for workers at General Motors, Ford and FCA US, which is Stellantis, might be the most beloved perk for their family members. It's practically part of Michigan's culture since the state is filled with autoworkers. Traditionally, when you need a new vehicle or lease, you give your relative a call, get the discount PIN and potentially save thousands.
The automakers have different discount programs for current and retired employees, past employees and their relatives.
The rules for the plans, including which family members and vehicles qualify, are often changing, especially as the COVID-19 pandemic created supply chain issues.
Here's a quick look at who qualifies for the Detroit automaker employee discount program benefits and which vehicles are eligible. Full details can be found on each program's website.
GM's Family First employee discount
GM's Family First program offers employee discounts on eligible new Chevrolet, Buick, GMC or Cadillac vehicles.
The discount varies based on the model and optional equipment selected and can be combined with most general market consumer incentives, according to GM spokesperson Dave Barnas.
Who is eligible?
Active and retired GM and GM Financial employees: Are eligible for the discount and can sponsor the following purchasers: their spouse, domestic partner, children, stepchildren, grandchildren, stepgrandchildren, grandparents (including in-law and step), parents, stepparents, siblings (including full, half and step), mother-/father-in-law, sons-/daughters-in-law, brothers-/sisters-in-law, aunts, uncles, nieces and nephews.
Former hourly or salaried GM employees: With five–20 years of service — are eligible for the discount and can sponsor the following purchasers: their spouse and dependent children. (Children must be under 21 years of age or full-time students under 25 years of age at time of purchase.) With 20+ years of service — are eligible for the discount and can sponsor the following purchasers: their spouse, children, stepchildren, grandchildren, stepgrandchildren, grandparents (including in-law and step), parents, stepparents, siblings (including full, half and step), mother-/father-in-law, sons-/daughters-in-law, brothers-/sisters-in-law, aunts, uncles, nieces and nephews.
Widows and widowers of former GM employees: With five–20 years of service — are eligible for the discount and can sponsor the following purchasers: their spouse and dependent children. (Children must be under 21 years of age or full-time students under 25 years of age at time of purchase. With 20+ years of service — are eligible for the discount and can sponsor the following purchasers: their spouse, children, stepchildren, grandchildren, stepgrandchildren, grandparents (including in-law and step), parents, stepparents, siblings (including full, half and step), mother-/father-in-law, sons-/daughters-in-law, brothers-/sisters-in-law, aunts, uncles, nieces and nephews.
GM Family Legacy Program
If a GM retiree is deceased, their children can still receive a GM employee discount through the GM Family Legacy Program.
It's available to:
Children of deceased GM retirees without surviving spouses
Children of a deceased GM retiree who declined surviving spouse benefits
Children of deceased surviving spouses of retirees who were receiving health care or pension benefits from GM
Those eligible can also share the savings with a spouse or dependent children. Children must be under 21 or full-time students under 25 at time of purchase.
The A and Z Plans are for active and retired full-time Ford employees and their families. Each person is allocated four PINs per year.
The X Plan is for non-Ford employees who are sponsored by a Ford employee or may be eligible as an employee of a partner company or organization. Ford employees or retirees can give up to four PINs per year. An employee of a partner company or organization can generate up to two PINs per year.
All active full-time hourly employees and regular salaried employees, beginning with date of hire.
All hourly retirees receiving a normal, early (regular or special) or disability retirement benefit, as long as any medical benefits are being received.
Salaried retirees who retired under the General Retirement Plan, including salaried employees who terminate between the ages of 50-55 and who are eligible to receive certain deferred retirement benefits, are eligible while they are receiving benefits.
Surviving spouses of employees who died while actively employed and surviving spouses of retirees who retired under the General Retirement Plan, or who are receiving benefits under the Ford-UAW Retirement Plan.
All U.S. Temporary Part-Time employees (TPTs) are eligible for A-Plan in the U.S.
Employees on an approved leave of absence, for the duration of the leave or until expiration of any medical benefits.
Employees on layoff, for the first 12 months of the layoff.
Employees taking a separation package, complete details on their AXZ-Plan privileges are included in their separation packet.
All regular part-time hourly and salaried employees who are eligible to receive medical benefits.
Deferred Vested Retirees while they are receiving a Ford pension check.
Employees of approved subsidiary companies and approved affiliated companies as eligibility is defined at the time of approval.
Members of the immediate family of the above. "Immediate family" means the following relatives of the employee or retiree:
Spouse
Parents
Spouse's parents
Grandparents
Spouse's grandparents
Sons and daughters (including in-laws and step children)
Grandchildren
Brothers and sisters (including in-laws, half, and step)
Same-sex domestic partners of eligible active employees
Immediate family members of eligible same-sex domestic partners
Employees of approved subsidiary companies and approved affiliated companies as eligibility is defined at the time of approval.
When both the employee/retiree and his/her spouse are deceased, the surviving family members are no longer eligible.
Who is eligible for Ford's X Plan?
Employees (full time, part-time and contract), retirees and spouses of eligible Partner companies (suppliers, fleets, etc.) and members of specific organizations or groups.
Residents of the same household as listed above (driver's license required for proof of residency).
Participation is by invitation only as determined by Ford Motor Company and Lincoln Motor Company. Not all suppliers, fleets, etc. are eligible.
Friends and neighbors
Eligible Ford employee or retiree may sponsor up to four PINs per year for any friend or neighbor.
Bronco 2DR/4DR all body styles are ineligible for X-Plan and X-Plan Partner
Bronco 2DR/4DR First Edition E5E/E5F are ineligible for AZD-Plan
Bronco 2DR/4DR Raptor E5J are ineligible for AXZD-Plan
Bronco 2DR/4DR Heritage Limited Edition are ineligible for AXZDPlan
Bronco Sport Heritage Limited Edition are ineligible for AXZD-Plan
2023 Mach-E is ineligible for X-Plan and X-Plan Partner
Mustang Dark Horse
Mustang Shelby GT500
Mustang Mach1
Ford GT
F-150 Raptor
F-150 Lightning is ineligible for X-Plan and X-Plan Partner
F-450 and F-550 Chassis Cabs
E-Series: E-450 Cutaway and E-450 Stripped Chassis
F-Series Stripped Chassis: F-53 Class A Motorhome Chassis and F59 Commercial Stripped Chassis
F-650 and F-750 Chassis Cabs
E-Transit is ineligible for X-Plan and X-Plan Partner
FCA Employee Advantage Program
FCA US offers the FCA Employee Advantage program to employees, retirees and surviving spouses of FCA US or designated subsidiary and affiliates. Immediate family members are also eligible for the benefit. It can be used on new Chrysler, Jeep, Dodge, Ram, Fiat and Alfa Romeo vehicles.
Who is eligible for FCA Employee Advantage Program?
FCA also offers a Friends program for extended family that includes:
Aunts
Uncles
Nieces
Nephews
Cousins
Which FCA vehicles are eligible for an employee discount?
New Chrysler, Jeep, Dodge, Ram, Fiat and Alfa Romeo vehicles are eligible for the employee discount except for the Ram 1500 TRX, Dodge Charger SRT and Dodge Challenger SRT.
