EFG International AG's Dividend Analysis

In This Article:

Assessing the Upcoming Dividend and Historical Performance of EFGIF

EFG International AG (EFGIF) recently announced a dividend of $0.55 per share, payable on 2024-03-28, with the ex-dividend date set for 2024-03-26. As investors look forward to this upcoming payment, the spotlight also shines on the company's dividend history, yield, and growth rates. Using the data from GuruFocus, let's look into EFG International AG's dividend performance and assess its sustainability.

What Does EFG International AG Do?

EFG International AG is a Swiss international private banking and asset management group with operations that span the globe, including Europe, Asia, and the Americas. Most of its assets under management are in cash and deposits, equities, bonds, and loans. The company generates most of its income primarily from net banking fees and commission income and secondarily from net interest income. About three-fourths of its loan portfolio is due from customers, while the other-fourth comes from mortgages. The company's loan portfolio is mostly exposed to Latin America and the Caribbean, the United Kingdom, Asia and Oceania, and other parts of Europe.

EFG International AG's Dividend Analysis
EFG International AG's Dividend Analysis

A Glimpse at EFG International AG's Dividend History

EFG International AG has maintained a consistent dividend payment record since 2018. Dividends are currently distributed on a bi-annual basis. Below is a chart showing annual Dividends Per Share for tracking historical trends.

Breaking Down EFG International AG's Dividend Yield and Growth

As of today, EFG International AG currently has a 12-month trailing dividend yield of 4.01% and a 12-month forward dividend yield of 8.95%. This suggests an expectation of increased dividend payments over the next 12 months.

Over the past three years, EFG International AG's annual dividend growth rate was 14.50%. Extended to a five-year horizon, this rate decreased to 10.50% per year. And over the past decade, EFG International AG's annual dividends per share growth rate stands at an impressive 10.50%.

Based on EFG International AG's dividend yield and five-year growth rate, the 5-year yield on cost of EFG International AG stock as of today is approximately 6.61%.

EFG International AG's Dividend Analysis
EFG International AG's Dividend Analysis

The Sustainability Question: Payout Ratio and Profitability

To assess the sustainability of the dividend, one needs to evaluate the company's payout ratio. The dividend payout ratio provides insights into the portion of earnings the company distributes as dividends. A lower ratio suggests that the company retains a significant part of its earnings, thereby ensuring the availability of funds for future growth and unexpected downturns. As of 2023-12-31, EFG International AG's dividend payout ratio is 0.45.