Still Need to File Taxes? Creating an IRS Account Can Make It Easier
Peter Butler
6 min read
An IRS account lets you check your tax records from previous years to make putting together your information easier.
Tax season is nearly over. Taxes are due next week, and if you haven't filed yours yet, now is the time. You'll need your W-2 and your preferred tax software in order to do the hard work, but before you get started, there's one more step to consider: Creating an online IRS account.
Creating an online account with the IRS can take a bit of time, but it delivers you tons of information to make filing much easier. Once your account has been created you can find the info you'll need to file, like your adjusted gross income, or AGI from last year, along with all of your tax records from previous years.
Learn more about the benefits of creating an IRS account online and how the registration process works. For more tax info, learn about the 1099 changes for people earning money from Venmo or PayPal, or find out if your state has additional child tax credit support.
Why should I create an online IRS account?
The biggest reason to create an IRS account is to quickly look up your personal tax data. Once registered, you can access a wide array of your tax information. This includes:
Your adjusted gross income.
Details of your latest tax return.
Payment history for the past five years.
Amount of taxes currently owed.
Digital versions of some IRS notices.
Tax professional authorizations.
Along with viewing your personal tax information, with an IRS online account, you can make payments online, go paperless for certain IRS notices and approve authorization requests from your tax professional.
You can download instant copies of tax records, such as transcripts of past tax returns and wage and income statements. With an online account, you can also request an Identity Protection PIN to add an extra layer of security to your tax records.
Tax experts advise creating an IRS online account just in case you run into a tax issue or problem in the future. It's better to have an account already created than be forced to register online during the stress of a tax difficulty already in progress.
What info do I need to create an online IRS account?
Creating an IRS account online takes about 15 to 30 minutes, if everything goes smoothly. Before you start the process, you'll need to collect a few documents and information. Here's what you will need:
A valid email address.
Your mailing address.
A US passport, passport card or state driver's license.
Your Social Security number or tax identification number.
A mobile phone registered to you.
What are the steps to create my online IRS account?
The IRS offers a number of routes to register for an online account. The easiest way is to visit the Your Account Online page of the IRS website. To start the signup process, click the blue "Sign in to your online account" button.
Once the waiting page redirects, you'll be taken to a page asking you to log in to an existing ID.me account or IRS account, or to sign up for a new ID.me account. ID.me is a third-party identification service that is now required for all IRS accounts.
The ID.me registration should take about five minutes and requires photos or scans of your ID document. Click the ID.me "Create an account button" outlined in green to proceed. Here are the basic steps:
1. On the ID.me page where you create your account, enter your email address and pick a password.
2. Next, confirm your email address.
3. Now enable multifactor authentication with your phone.
4. Choose ID verification: Self-Service with "video selfie" or video chat with an ID.me agent.
5. Upload pictures of your ID.
6. Take and upload a "video selfie," or wait for a video chat interview.
7. Enter your Social Security number.
8. Finally, authorize IRS access to ID.me verification.
Once you have authorized the IRS to access your ID.me information, your online IRS account should be up and running, and you should be able to access all the information and functionality provided by the IRS.
How does ID.me verify identification for the IRS?
ID.me is a third-party identity verification company that works with the IRS, the Social Security Administration, the Department of Veterans Affairs and 31 state governments, primarily for unemployment benefits. The company uses a technology partner called Paravision to manage the facial recognition aspect of their identity verification process.
Along with checking identity for the IRS, ID.me also verifies military members and students for discounts.
The IRS started using ID.me for identity verification as a pilot program in 2017 and has expanded it since then to encompass all new accounts. Legacy IRS users who created online accounts before the implementation of ID.me will now need to register with ID.me to use IRS services online.
In early 2022, ID.me and the IRS received criticism for the mandatory video selfie, a mandatory registration step that involves facial recognition technology. Politicians and advocacy groups argued strongly against the practice, saying a private business should not be collecting biometric data on millions of Americans.
The agency followed up in February 2022 with the news that taxpayers registering for IRS accounts would have the option of a "video chat interview" instead of the automated facial recognition step. The decision to use the video selfie or the video chat interview now comes early in the IRS account sign-up process.
Does the IRS offer online accounts for businesses?
Yes. In October 2023, the IRS launched the first phase of its business accounts via its online portal. Initially, business accounts were available to sole proprietors who file taxes with employer identification numbers and partners or shareholders who have schedule K-1 from the years of 2019-2022.
In December 2023, the agency expanded business accounts to include "individual partners of partnerships and individual shareholders of S corporation businesses." In December 2024, the IRS announced even more new features for online business accounts, including Spanish language support.
Business accounts with the IRS provide many of the same services as personal accounts, such as view tax history, make payments and authorize tax preparers. However, all of the specifics of your business tax account depend on which type of business you are running, and what your role in that business is.
