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Could The Market Be Wrong About PulteGroup, Inc. (NYSE:PHM) Given Its Attractive Financial Prospects?

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PulteGroup (NYSE:PHM) has had a rough three months with its share price down 3.5%. But if you pay close attention, you might gather that its strong financials could mean that the stock could potentially see an increase in value in the long-term, given how markets usually reward companies with good financial health. Particularly, we will be paying attention to PulteGroup's ROE today.

Return on equity or ROE is an important factor to be considered by a shareholder because it tells them how effectively their capital is being reinvested. Put another way, it reveals the company's success at turning shareholder investments into profits.

See our latest analysis for PulteGroup

How Do You Calculate Return On Equity?

The formula for return on equity is:

Return on Equity = Net Profit (from continuing operations) ÷ Shareholders' Equity

So, based on the above formula, the ROE for PulteGroup is:

25% = US$3.1b ÷ US$12b (Based on the trailing twelve months to December 2024).

The 'return' is the yearly profit. That means that for every $1 worth of shareholders' equity, the company generated $0.25 in profit.

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Why Is ROE Important For Earnings Growth?

We have already established that ROE serves as an efficient profit-generating gauge for a company's future earnings. Based on how much of its profits the company chooses to reinvest or "retain", we are then able to evaluate a company's future ability to generate profits. Generally speaking, other things being equal, firms with a high return on equity and profit retention, have a higher growth rate than firms that don’t share these attributes.

PulteGroup's Earnings Growth And 25% ROE

Firstly, we acknowledge that PulteGroup has a significantly high ROE. Second, a comparison with the average ROE reported by the industry of 16% also doesn't go unnoticed by us. Under the circumstances, PulteGroup's considerable five year net income growth of 21% was to be expected.

Next, on comparing with the industry net income growth, we found that PulteGroup's growth is quite high when compared to the industry average growth of 17% in the same period, which is great to see.

past-earnings-growth
NYSE:PHM Past Earnings Growth March 20th 2025

Earnings growth is an important metric to consider when valuing a stock. It’s important for an investor to know whether the market has priced in the company's expected earnings growth (or decline). Doing so will help them establish if the stock's future looks promising or ominous. Is PulteGroup fairly valued compared to other companies? These 3 valuation measures might help you decide.