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Compared to Estimates, Stock Yards (SYBT) Q1 Earnings: A Look at Key Metrics

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Stock Yards Bancorp (SYBT) reported $93.63 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 12.2%. EPS of $1.13 for the same period compares to $0.88 a year ago.

The reported revenue represents a surprise of +0.39% over the Zacks Consensus Estimate of $93.27 million. With the consensus EPS estimate being $1.00, the EPS surprise was +13.00%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.

Here is how Stock Yards performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio [%]: 54.5% compared to the 56% average estimate based on three analysts.

  • Net Interest Margin [%]: 3.5% compared to the 3.5% average estimate based on three analysts.

  • Net charge offs to average loans: 0% versus 0.1% estimated by two analysts on average.

  • Average Interest- Earning assets [$M]: $8.27 billion versus $8.19 billion estimated by two analysts on average.

  • Total non-interest income: $23 million versus $23.18 million estimated by three analysts on average.

  • Net Interest Income (FTE): $70.64 million compared to the $70.48 million average estimate based on two analysts.

  • Net Interest Income: $70.55 million versus the two-analyst average estimate of $69.63 million.

View all Key Company Metrics for Stock Yards here>>>

Shares of Stock Yards have returned +1.9% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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Stock Yards Bancorp, Inc. (SYBT) : Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

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