Many of us use credit cards every day. We earn rewards points and make shopping and paying for goods easier through the convenience of not having to carry around cash.

Those same perks hold true for business cards as well. But if your business credit card has expenses and fees attached to it, do you know which of those are tax deductible? If you don't, you'll be happy to learn that it's actually quite a few. It turns out that some of the best business credit cards are a lot better at helping you get a break on your taxes than personal cards. In fact, nearly every fee that you incur on your business card can be written off.

Annual Fees

Annual fees on a business card are tax deductible. This may be a great way to justify getting that card with the steep annual fee that also has amazing rewards. Yes, you can write it off, but keep in mind that the primary use of the card needs to be for business purposes and not for personal use.

Late Fees

Hopefully you're not incurring late fees on your credit cards, but mistakes happen and you sometimes forget to make a payment. Those fees can be written off for your business taxes. Of course, it's always best to call the company and explain you simply forgot and ask if they can waive the fee this time; saving $35 is almost always going to be better than claiming a $35 tax deduction.

Interest Charges

Again, in an ideal world you won't be paying interest on any of your purchases. But there are times when you need equipment, and there just isn't enough cash in the bank to pay for it right away. Those interest charges are all tax deductible.

Swipe Fees

As a business owner, you pay the credit card company every time someone uses their card to pay you. These are always business-related expenses and fully tax deductible.

Miscellaneous Fees

There are sometimes other fees associated with using a credit card. For instance, do you need cash? Your cash advance fees are deductible (although most financial professionals still don't recommend this expensive way of accessing cash).

Maximizing your Tax Deductions as a Business Owner

The best part about deducting credit card fees as a business owner is there is really no stipulation on how big your business has to be. In fact, if you use a personal credit card and incur expenses, you can deduct them (as long as they are business related). That's great news for even those who have a side business.

If you think you've been leaving credit card-related tax deductions on the table, it's a good idea to go through your card statements before filing your taxes and add up all the fees. You could reduce your tax liability considerably if you're using your credit card, whether business or personal, for business use.

And don't forget that you can track how your credit card spending is impacting your credit by checking your two free credit scores, updated every 14 days, at Credit.com.