Unlock stock picks and a broker-level newsfeed that powers Wall Street.

Amerant Bancorp (AMTB) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

In This Article:

Amerant Bancorp Inc. (AMTB) reported $105.43 million in revenue for the quarter ended March 2025, representing a year-over-year increase of 14%. EPS of $0.24 for the same period compares to $0.32 a year ago.

The reported revenue compares to the Zacks Consensus Estimate of $102.39 million, representing a surprise of +2.97%. The company delivered an EPS surprise of -40.00%, with the consensus EPS estimate being $0.40.

While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall Street expectations to determine their next course of action, some key metrics always provide a better insight into a company's underlying performance.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Amerant Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

  • Efficiency Ratio: 67.9% versus 69.2% estimated by three analysts on average.

  • Net interest margin: 3.8% compared to the 3.7% average estimate based on three analysts.

  • Net charge-offs / Average total loans held for investment: 0.2% versus 0.4% estimated by three analysts on average.

  • Average Balances - Total interest-earning assets: $9.29 billion compared to the $9.26 billion average estimate based on two analysts.

  • Noninterest income: $19.53 million versus the three-analyst average estimate of $18 million.

  • Net interest income: $85.90 million versus the three-analyst average estimate of $84.39 million.

View all Key Company Metrics for Amerant Bancorp here>>>

Shares of Amerant Bancorp have returned -10.3% over the past month versus the Zacks S&P 500 composite's -6.6% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report

Amerant Bancorp Inc. (AMTB) : Free Stock Analysis Report

This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research