Nationwide stopped offering refinance auto loans through Axos on March 15, 2024. If you’re still looking for the best auto loan refinance rates, these competitors are great options.
Alternatives to Nationwide auto loans
These three refinance lenders offer similar products to Nationwide’s auto loans.
| Caribou | LendingClub | RateGenius | |
|---|---|---|---|
| Bankrate score | 4.4/5 | 4.5/5 | 4.1/5 |
| Better for | Comparing rates | Seamless application | Comparing loan offers |
| Loan types | Auto loan refinancing through lender network | Direct auto loan refinancing, personal loans | Loan marketplace |
| Loan amounts | $10,000-$125,000 | $4,000-$55,000 | $10,250-$55,000 |
| APRs | 5.99%-28.55% | 4.99%-24.99% | From 4.67% |
| Loan term lengths | 24-84 months | 12-84 months | 24-48 months |
| Fees | Possible $499 processing fee | No origination fee, but may have title fee, late payment fees | Prepayment penalty and title processing fee |
| Min. credit score | 640 | 600 | Not specified |
| Time to funding | Varies by lender | Up to 15 days | 24-48 hours |
Why did Nationwide stop offering auto loans?
Nationwide ended its partnership with Axos Bank, so that is why you cannot find a Nationwide car loan. Existing accounts won’t change and will simply be managed through the Axos Bank website. Anyone with a Nationwide debit card or checks can use them until the expiration date or until they run out of checks. Then they can get Axos Bank checks and debit cards.