Unlock stock picks and a broker-level newsfeed that powers Wall Street.

Aflac (NYSE:AFL) Reports Sharp Drop in Q1 Earnings but Dividends Remain Stable

In This Article:

Aflac has recently reported significant declines in its first quarter earnings, with net income and EPS from continuing operations both dropping substantially compared to the previous year. Despite this, the company's stock price remained relatively flat over the last quarter, gaining just 0.40%. This stability in share price could be attributed to macroeconomic factors, as broader markets have experienced gains, bolstered by strong performances from major technology firms and ongoing optimism. Aflac's declaration of a consistent dividend likely provided additional support to its stock, offering shareholders a steady income stream amidst fluctuating earnings.

You should learn about the 2 possible red flags we've spotted with Aflac (including 1 which is a bit unpleasant).

NYSE:AFL Revenue & Expenses Breakdown as at May 2025
NYSE:AFL Revenue & Expenses Breakdown as at May 2025

The best AI stocks today may lie beyond giants like Nvidia and Microsoft. Find the next big opportunity with these 26 smaller AI-focused companies with strong growth potential through early-stage innovation in machine learning, automation, and data intelligence that could fund your retirement.

The recent declines in Aflac's quarterly earnings may cast uncertainty over its forecasted revenue and earnings figures. Given the inherent risks tied to yen-dollar exchange fluctuations and challenges in the U.S. dental and vision products, Aflac's projected revenue decline of 2% annually over the next three years may impact long-term growth prospects. Despite a flat quarter with a stock gain of just 0.40%, Aflac's shares have delivered robust total returns, amounting to 258.26% over the past five years, showcasing a very large appreciation in shareholder value. This long-term performance remains strong compared to the wider US market's 9.9% return over the last year and also surpasses the US Insurance industry's 18.8% return in the same timeframe.

Today's consensus analyst price target for Aflac stands at US$105.54, slightly below its current share price of US$108.60, indicating limited upside potential according to analysts. This slight discrepancy suggests that the stock may be appropriately valued, aligning closely with expected financial forecasts. However, given the current share price discount to the price target, the market may have priced in potential headwinds, including slower revenue growth and lower anticipated earnings. It is crucial for stakeholders to keep a close watch on strategic initiatives, such as Aflac's planned product launches in Japan, that could pivot the company's financial trajectory and influence future returns.

Examine Aflac's earnings growth report to understand how analysts expect it to perform.