50 Purchases Buyers Almost Always Regret

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lechatnoir / Getty Images

Money is tight for many Americans. Even if you're one of the lucky few who has their finances in order, there's no use throwing money away on a purchase you'll later regret.

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From boats to booze, here are 50 purchases that are almost sure to give you buyer's remorse.

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sattahipbeach / Shutterstock.com

1. DVDs and Blu-ray Discs

Physical discs are relics of a bygone era, and -- just like cable -- DVDs and Blu-rays are now playing second fiddle to streaming services.

A movie on an inexpensive DVD at Target costs $4.99, whereas an inexpensive Blu-ray costs $10.99. Even those bargain prices are too high, however. With movie streaming platforms like Hulu starting at $5.99 per month for unlimited access to movies, there isn't a financial reason to buy physical discs anymore.

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hedgehog94 / Getty Images/iStockphoto
hedgehog94 / Getty Images/iStockphoto

2. Extended Warranties

Extended warranties for electronics and appliances are almost never worth the money, according to Consumer Reports.

"Today's appliances are fairly reliable," Dan DiClerico, formerly a home expert with HomeAdvisor.com, told Consumer Reports. "The chance that your refrigerator or dishwasher actually needs a repair during the extended warranty period is pretty low."

And in the event you do need a repair, it will likely cost about the same as you would have paid for a warranty.

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bonetta / iStock.com
bonetta / iStock.com

3. Boats

The ticket price for boats is often high on its own, and that doesn't account for all the other expenses that come with a boat purchase -- taxes, transportation from the purchase point to your home or dock, maintenance and insurance. This is a purchase that can truly sink your budget.

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ArtMarie / Getty Images
ArtMarie / Getty Images

4. Timeshares

You might think of a timeshare as an "investment" -- and if you do, it's most certainly a bad one. Unlike a good investment, timeshares do not generate income or increase in value. And they cost a lot, between the initial loan and interest, and then annual maintenance fees on top of that. Plus, you could feel like you have to go back to the same place at the same time every year to make your timeshare "worth it," when instead, you could find bargain trips to different destinations each year.

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Shutterstock.com

5. Over-the-Top Weddings

Weddings should be memorable and special, but it's easy to get caught up in the planning process and totally blow your budget.