With the rise of food delivery apps and casual dining restaurants, there are more ways than ever to make a living in food delivery. But one major drawback of delivery driving—the cost of fuel—prevails.
Some credit cards can help delivery drivers put cash back in their pockets every time they stop at the gas pump, making their delivery gig more profitable.
Here are our top four picks for credit cards for food delivery drivers.
1. Blue Cash Preferred Card from American Express
Rewards: 6% cash back on up to $6,000 in annual spending at US supermarkets; 3% cash back at US gas stations and select department stores; and 1% cash back on other purchases.
Sign-Up Bonus: $200 statement credit if you spend $1,000 in the first three months.
Annual Fee: $95
Annual Percentage Rate (APR): 0% APR for 12 months on purchases and balance transfers, then variable 13.99% to 24.99% APR.
Why We Picked It: Delivery drivers earn great cash back rates at gas stations and beyond.
For Delivery Drivers: You'll earn 3% cash back at all US gas stations (excluding merchants that don't primarily sell gas, like supermarkets and wholesale clubs). If your vehicle breaks down, there's a Roadside Assistance Hotline to bail you out.
Drawbacks: You must pay a $95 annual fee.
2. Discover it Chrome
Rewards: 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter; 1% cash back on other purchases.
Sign-Up Bonus: Discover will match all cash back earned in the first year.
Annual Fee: $0
APR: 0% APR for 14 months on purchases and balance transfers, then variable 11.99% to 23.99% APR.
Why We Picked It: You'll earn double cash back on gas and dining expenses.
For Delivery Drivers: With 2% cash back at gas stations and restaurants, you'll earn great rewards at the pump and when you pick up dinner on the way home. Plus, Discover's first-year cash back match doubles the early value of this card.
Drawbacks: Your double cash back rate is limited to $1,000 in purchases each quarter.
3. Costco Anywhere Visa Card by Citi
Rewards: 4% cash back on up to $7,000 in eligible gas purchases each year (1% cash back on purchases beyond that threshold); 3% cash back on dining and qualifying travel purchases; 2% cash back at Costco and Costco.com; and 1% cash back on other purchases.
Sign-Up Bonus: None
Annual Fee: $0 with a paid Costco membership.
APR: 0% APR for seven months on purchases, then variable 16.24% APR; variable 16.24% APR on balance transfers.
Why We Picked It: Costco members will earn a strong cash back rate on gas.
For Delivery Drivers: You'll get 4% cash back at eligible gas stations, which is pretty tough to beat. Costco and Costco.com purchases earn 2% cash back, so you can also save on Costco's auto goods and services to keep your car in tip-top shape.
Drawbacks: You must be a Costco member to get this card.