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As the U.S. stock market aims to rebound from a recent slump, with major indices like the Dow Jones poised for a positive start to 2025, investors are increasingly focused on identifying stocks that may be trading below their intrinsic value. In such an environment, finding undervalued stocks can offer potential opportunities for investors looking to capitalize on discrepancies between market price and fundamental worth.
Top 10 Undervalued Stocks Based On Cash Flows In The United States
| Name | Current Price | Fair Value (Est) | Discount (Est) |
| Camden National (NasdaqGS:CAC) | $42.74 | $84.44 | 49.4% |
| SideChannel (OTCPK:SDCH) | $0.034 | $0.066 | 48.5% |
| Ally Financial (NYSE:ALLY) | $36.01 | $71.77 | 49.8% |
| HealthEquity (NasdaqGS:HQY) | $95.95 | $189.22 | 49.3% |
| Kanzhun (NasdaqGS:BZ) | $13.80 | $27.00 | 48.9% |
| LifeMD (NasdaqGM:LFMD) | $4.95 | $9.79 | 49.4% |
| Mr. Cooper Group (NasdaqCM:COOP) | $96.01 | $189.50 | 49.3% |
| Progress Software (NasdaqGS:PRGS) | $65.15 | $129.87 | 49.8% |
| South Atlantic Bancshares (OTCPK:SABK) | $15.94 | $30.95 | 48.5% |
| Repligen (NasdaqGS:RGEN) | $143.94 | $281.09 | 48.8% |
Let's explore several standout options from the results in the screener.
Flushing Financial
Overview: Flushing Financial Corporation is the bank holding company for Flushing Bank, offering banking products and services to consumers, businesses, and governmental units, with a market cap of $415.10 million.
Operations: The company's revenue is primarily derived from its Community Bank segment, which generated $193.71 million.
Estimated Discount To Fair Value: 47%
Flushing Financial is trading at US$14.28, significantly below its estimated fair value of US$26.94, suggesting it might be undervalued based on cash flows. Despite recent insider selling and a dividend that may not be fully covered by earnings, the company's revenue and earnings are forecast to grow faster than the US market. Recent equity offerings raised US$70 million, potentially impacting share value but supporting growth initiatives.
Northfield Bancorp (Staten Island NY)
Overview: Northfield Bancorp, Inc. (Staten Island, NY) is the bank holding company for Northfield Bank, offering a range of banking products and services to individuals and corporate customers, with a market cap of $498.55 million.
Operations: The company's revenue primarily comes from its Community Banking segment, generating $124.55 million.