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Hal Bundrick, CFP®

Senior Writer, Mortgages

Hal M. Bundrick is a Senior Writer for the Yahoo Finance Mortgages team. A Certified Financial Planner® and former financial consultant and senior investment specialist for Wall Street firms, Hal advised families, business owners, nonprofits, and trusts, and managed group employee retirement plans. His work has appeared in The Washington Post, the Associated Press, USA Today, Los Angeles Times, and others.

How do you refinance your home loan to pay off debt — and should you?

Refinancing your home loan can help you pay off other debt, especially if you qualify for a cash-out refinance. Learn more about this debt payoff strategy.

8 hours ago
What is pocket listing in real estate, and how does it affect buyers and sellers?

A pocket listing is a home that is for sale but not available to the general public. Select buyers can view the house. Learn how to buy or sell a pocket listing.

7 days ago
Best reverse mortgage companies of April 2025

The best reverse mortgage companies offer fast closings, flexible repayment options, and more. Find out which reverse mortgage lender is best for you.

20 hours ago
Who pays closing costs when buying or selling a home?

What closing costs will you pay when you buy or sell a house? Learn who pays the closing costs and how much you can expect to spend.

21 days ago
Best home equity loan lenders of April 2025

The best home equity loan lenders offer perks such as low fees, no appraisals, and high borrowing limits. Find out which lender is best for a home equity loan.

20 hours ago
How much house can I afford with a $70,000 salary?

With a $70,000 salary, you can likely afford a house that costs over $200,000. However, you should ensure you can also comfortably afford the monthly payments.

last month
Best HELOC lenders of April 2025

The best HELOC lenders have flexible payment options, allow high CLTV ratios, and more. Read through our top picks to find your HELOC lender.

20 hours ago
Zillow Home Loans review 2025

Zillow Home Loans isn’t just a marketplace — it’s also a mortgage lender with conventional, FHA, and VA loans, to name a few. Learn more about Zillow as a lender.

last month
8 tax deductions for homeowners

There are several tax deductions for homeowners, from interest paid on your mortgage to specific home improvements. Find out if you qualify for these tax breaks.

last month
What is an appraisal gap, and what can buyers do when it happens?

An appraisal gap occurs when a home’s appraised value is less than the amount you offered. Learn what home buyers’ options are when facing an appraisal gap.

2 months ago
What is the U.S. debt ceiling, and how does it impact you?

The U.S. debt ceiling is a cap the government puts on the amount it can borrow to pay off existing debts. Learn how the debt ceiling works and why it exists.

2 months ago
The best online mortgage lenders right now

The best online mortgage lenders offer fast approval, low down payment options, and low fees. Find out which online mortgage company is your best fit.

20 hours ago
Best low- and no-down-payment mortgage lenders of 2025

The best mortgage lenders for low and no down payments have programs for low-income borrowers, down payment assistance, and more. Find out which is best for you.

20 hours ago
Fed rate decision: How it affects your bank accounts, loans, credit cards, and investments

How the Fed's decision on interest rates affects savings products, various types of loans, and credit cards.

12 days ago
Closing costs: A guide to how they work and how much you'll pay

Closing costs make up a huge chunk of your home-buying budget. Our guide breaks down each type of closing cost, how much you'll pay, and how to reduce these fees.

3 months ago
What happens if an appraisal comes back lower than the offer?

If an appraisal is lower than the amount you offered on the house, you may still be able to buy the home. Here are your options with a low appraisal.

3 months ago
Real estate agent fees: What percentage do Realtors get?

Real estate agent fees are a closing cost for both the buyer and seller. You can negotiate your commission for Realtors. Learn how agent fees could affect you.

4 months ago
Mortgage companies that borrowers are most satisfied with, according to J.D. Power

J.D. Power released its 2024 mortgage lender customer satisfaction survey — and the results are surprising. Here are the major changes in lender satisfaction.

4 months ago
Mortgage-backed securities: How they impact the housing market and interest rates

Mortgage-backed securities (MBS) are a type of investment. Learn more about what MBS are, as well as how they impact the housing market and mortgage rates.

4 months ago
Best cash-out refinance mortgage lenders of April 2025

The best cash-out refinance lenders have strong online tools, fee discounts, and more. Find the best cash-out refi lender for your type of mortgage loan.

20 hours ago