Emily Batdorf Most Recent How long should you save your bank statements? How long do you save bank statements and other important documents? Here are some expert-recommended guidelines you can follow. What is the Certificate of Deposit Account Registry Service (CDARS), and how does it work? If you have more than $250,000 in bank deposits to insure, you may want to go through CDARS. Learn more about how this service works. Are credit unions safer than banks? Are credit unions safer than banks, or is that just a myth? Here’s why credit unions may seem safer. Is ‘rate chasing’ worth it? As the Fed continues to cut rates, you may be tempted to chase the highest interest rates on savings accounts. But is it worth it? Here’s what to know. What is Regulation E, and how does it protect you? Regulation E is a federal regulation for banking that protects you from unauthorized and accidental electronic funds transfers (EFTs). Learn more about Regulation E and how it helps protect your money. How are bank accounts split up in a divorce? If you’re going through a divorce, you probably have a lot of questions about how bank accounts are handled. Here’s an overview of how bank accounts are split in a divorce. How many debit cards should I have? You can have multiple debit cards. But should you? And how many is too many? Here’s what to know about how many debit cards you should have. Do millionaires keep their money in checking accounts? Knowing where millionaires keep their money can teach us how to manage our own wealth. So, do millionaires keep their money in checking accounts? Read on to find out. How to protect aging parents from banking scams Banking scams often target the elderly. Here’s how to prevent your parents from falling victim to fraud, and what to do if your elderly parent is being scammed. How to open a bank account if you're under 18 Can you open a bank account without a parent if you’re under 18? In most cases, you’ll need an adult’s help. Here’s how to open a bank account as a minor. What is a ‘liquid’ asset? Definition and examples. Liquid assets are an important part of your portfolio since they can quickly and easily be converted into cash for spending. Learn more about liquid vs. illiquid assets. How to cancel a check There may be situations when you write a check but later need to stop payment. Here’s how to cancel a check the right way. What is a share savings account? Share savings accounts often come with competitive interest rates and low fees. So what is a share savings account, and where can you open one? Read on to learn more. What is a health savings account (HSA)? A health savings account is designed to help people on high-deductible healthcare plans pay for medical expenses. However, there are important health savings account rules to keep in mind, and not everyone qualifies to open an HSA. Learn more. What is discretionary spending? When budgeting, it’s important to keep your discretionary spending in check. So what is discretionary spending, and how much of your budget should it represent? Read on to learn more. What is a cardless ATM, and how does it work? A cardless ATM allows you to withdraw money and perform other transactions without a debit card. So how do you use a cardless ATM? Here’s what you need to know. Understanding CD terms: How long should you lock in your money? CD terms range from a few months to several years. So how do you choose the best CD term? This guide will walk you through it. What does it mean when a check bounces? Bouncing a check is a situation you want to avoid. So what does it mean when a check bounces? Here’s what you need to know. Are money market accounts safe? If you’re looking for a bank account that offers high interest rates and flexibility when it comes to accessing your money, a money market account could be the right choice. But are these accounts safe? Here’s what you need to know. What is a regional bank? Regional banks are defined as those with between $10 billion and $100 billion in assets. But that’s not all that sets them apart. Learn more about how regional banks work and their benefits.