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Ben Luthi

Ben Luthi is a personal finance writer whose coverage has appeared in The New York Times, The Wall Street Journal, U.S. News & World Report, Forbes, and USA Today. He began his writing career at NerdWallet covering credit cards and writing about student loans at Student Loan Hero, before becoming a full-time freelancer. During his free time, he enjoys playing games with his two kids, mountain hiking in Utah, and trying to catch up on his ever-growing Netflix queue.

Amex Business Platinum vs. Amex Personal Platinum: Is one better than the other?

When comparing the Amex Business Platinum vs. the personal version, consider your needs and expenses to determine which one is right.

4 days ago
Amex Blue Cash Everyday vs. Blue Cash Preferred: Two top cards for everyday spending

Consider your spending habits to determine which of these popular cards are better for you.

7 days ago
5 easy credit cards to get approved for

Whether you're getting a credit card for the first time or want to rebuild your credit history, here are 5 easy credit cards to get approved for.

16 days ago
Chase Freedom Flex vs. Sapphire Preferred: Are they better together?

If you're comparing the Chase Freedom Flex and Chase Sapphire Preferred, consider your spending habits and feature preferences to determine which is best.

last month
What is Cash App, and is it safe to use?

Cash App is a peer-to-peer payment service that also offers business transactions and banking services. Here's what to know about how it works and whether it's safe to use.

last month
7 common Zelle scams and how to avoid them

Zelle scams cost consumers hundreds of millions of dollars a year. Worse, Zelle scam refunds are rare. Here are some common Zelle scams and what you can do to protect yourself.

last month
The 4 best (and worst) places to keep your emergency fund

If you're wondering where to keep your emergency fund, here are a few account options to consider, as well as some to avoid.

last month
Are you rich enough to score an Amex Centurion Card? (Spoiler: You're not)

The Amex Centurion Card is ultra-exclusive, and applications are by invitation only. Here's what you reportedly need to get approved for it.

2 months ago
Discover it Cash Back Credit Card review: Maximize cash back on everyday purchases

Maximize your rewards on a variety of spending categories throughout the year with the Discover it Cash Back credit card.

2 months ago
Capital One VentureOne Rewards review: A beginner travel card that covers the basics

While the Capital One VentureOne Card is a solid no-annual-fee option, other travel cards can offer higher rewards.

2 months ago
British Airways Visa Signature Card review: A valuable but complicated travel credit card

Although British Airways credit card has plenty of solid perks, maximizing the card's value can be tricky.

2 months ago
Chase Freedom Unlimited vs. Sapphire Preferred: Do you need both?

While these two Chase cards are similar, the right one for you depends on your spending habits and rewards preferences.

2 months ago
Chase Ink Business Preferred review: Earn a welcome offer worth more than $1,000 and flexible rewards

With a boosted welcome bonus and low annual fee, this card could be a boon to small business owners.

2 months ago
Are credit cards with annual fees worth it?

Is a credit card annual fee worth it? It depends on whether you can get enough value from your card to offset the yearly cost.

2 months ago
Marriott Bonvoy Bevy American Express Card review: Solid bonus may not outweigh annual fee for some

The Marriott Bonvoy Bevy American Express Card offers a solid welcome bonus and decent rewards, but does have a relatively high annual fee.

2 months ago
How to increase your credit card limit

Your credit card limit is the max amount you can borrow at a time. Increasing your limit can boost your spending power and credit score. Here's how to increase your credit card limit.

2 months ago
Unexpected bills? Here's how to calculate your minimum credit card payment if money's tight

Understanding how to calculate a minimum credit card payment and how it can impact your finances is crucial for developing responsible credit habits.

2 months ago
The Plum Card from American Express review: Opt for cash back or float

The Plum Card is a unique business credit card that gives business owners up to 60 days to pay off their monthly balance — with no interest.

2 months ago
Current credit card interest rates [2024]: How do your cards stack up?

Credit card interest rates are near all-time highs. See how to manage your credit and avoid interest altogether.

2 months ago
How to use your credit card for international travel

Understanding how to use your credit card for international travel can help make your trip go more smoothly and potentially even elevate your experience.

2 months ago

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Most Recent

Amex Business Platinum vs. Amex Personal Platinum: Is one better than the other?

Amex Blue Cash Everyday vs. Blue Cash Preferred: Two top cards for everyday spending

5 easy credit cards to get approved for

Chase Freedom Flex vs. Sapphire Preferred: Are they better together?

What is Cash App, and is it safe to use?

7 common Zelle scams and how to avoid them

The 4 best (and worst) places to keep your emergency fund

Are you rich enough to score an Amex Centurion Card? (Spoiler: You're not)

Discover it Cash Back Credit Card review: Maximize cash back on everyday purchases

Capital One VentureOne Rewards review: A beginner travel card that covers the basics

British Airways Visa Signature Card review: A valuable but complicated travel credit card

Chase Freedom Unlimited vs. Sapphire Preferred: Do you need both?

Chase Ink Business Preferred review: Earn a welcome offer worth more than $1,000 and flexible rewards

Are credit cards with annual fees worth it?

Marriott Bonvoy Bevy American Express Card review: Solid bonus may not outweigh annual fee for some

How to increase your credit card limit

Unexpected bills? Here's how to calculate your minimum credit card payment if money's tight

The Plum Card from American Express review: Opt for cash back or float

Current credit card interest rates [2024]: How do your cards stack up?

How to use your credit card for international travel