Yahoo Finance

Aly J. Yale

Freelance writer

Aly J. Yale is freelance writer specializing in mortgage and real estate coverage. In her 13+ years of freelancing, she’s written for publications like The Wall Street Journal, Newsweek, Business Insider, US News and World Report, CBS News, Forbes, and Yahoo Finance, as well as real-estate-specific outlets like HousingWire, Builder Magazine, The Mortgage Reports, MReport, and Affordable Housing Finance. Before freelancing, she was an editor and reporter for The Dallas Morning News. She’s a member of the National Association of Real Estate Editors and lives in Houston.

How to get a home loan in the U.S. as an undocumented immigrant

Undocumented immigrants can have difficulty getting a mortgage, but they have options. Learn which home loans undocumented immigrants can qualify for.

2 months ago
What is a mortgage note, and why do you need one?

A mortgage note is a legal document explaining your home loan's details, and you’ll sign it on closing day. Learn why mortgage notes are important for borrowers.

3 months ago
The 28/36 rule: How your debt impacts home affordability

The 28/36 rule reflects how much of your gross monthly income you should spend on your housing costs and all your debts combined. Learn how the 28/36 rule works.

3 months ago
Seller's disclosure: How it affects home sellers and buyers

A seller’s disclosure reveals essential information about the condition and appliances of a home for sale. Here’s how the disclosure impacts buyers and sellers.

3 months ago
Can you buy a house when you have student loan debt?

Buying a home with student loans is possible, but various factors will affect your application. Learn how to qualify for a mortgage with student loan debt.

3 months ago
Capital gains tax on real estate: How much you'll pay when you sell a home

You may have to pay capital gains tax when you sell your house. Learn how much you’ll pay and strategies for avoiding or reducing your capital gains tax.

3 months ago
Are mortgage points tax deductible? Sometimes — here are the rules.

Mortgage points can be tax deductible, but you must meet specific requirements and itemize your deductions. Learn how to deduct your mortgage discount points.

3 months ago
Prosperity Home Mortgage review 2025

Prosperity Home Mortgage is known for strong customer satisfaction. It offers several mortgage types and fast closing times. Find out if Prosperity is a good fit.

3 months ago
Property tax deductions: How much can you write off?

Property taxes are one of the many costs of homeownership that can be tax deductible. Learn if you’re eligible for this deduction and how much you can write off.

4 months ago
Citizens Bank mortgage review 2025

Citizens Bank offers a variety of mortgage options, but its interest rates are higher than industry medians. Learn whether Citizens is the right lender for you.

3 months ago
Can you buy a house with no credit? Yes — here's how.

You can buy a house with no credit history, but you need to be strategic. Search for the right lender and type of loan. Learn how to buy a house with no credit.

4 months ago
Are closing costs tax deductible?

Closing costs can be expensive, but some are tax deductible. Learn which closing costs are deductible when you file your taxes and how these deductions work.

4 months ago
How long is mortgage preapproval good for?

A mortgage preapproval usually lasts for at least 30 days, sometimes longer. Learn how preapproval works and what to do if yours expires before you buy a home.

5 months ago
HELOC draw period: How long it lasts and how payments work

A HELOC draw period is when you can withdraw money from your line of credit, typically lasting 10 years. Find out how the draw period and repayment timeline work.

5 months ago
How to buy a foreclosed home

Buying a foreclosed home can be more affordable and faster than purchasing a traditional house, but there are challenges to consider. Learn how the process works.

5 months ago
What is per diem interest when closing on a house?

Per diem interest is the daily rate you pay on your mortgage loan, and it’s included in your closing costs. Learn how to calculate your per diem interest.

5 months ago
American Pacific Mortgage review 2025

American Pacific Mortgage charges fairly high interest rates and fees, but it has an impressive selection of mortgage types. Learn if AP Mortgage is right for you.

3 months ago
What is a down payment, and how does it work?

A down payment is the money you pay up-front when buying a house. Then, you’ll borrow the rest with a mortgage loan. Learn more about how a down payment works.

5 months ago
The average down payment on a house in 2025

The average down payment on a house depends on your location and whether you’re a first-time or repeat buyer. Find the average down payment in your area.

5 months ago
BMO mortgage review 2025

BMO is a mortgage lender that offers low-down-payment home loans, physician mortgages, and more. Find out if BMO mortgages are right for you.

3 months ago

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Most Recent

How to get a home loan in the U.S. as an undocumented immigrant

What is a mortgage note, and why do you need one?

The 28/36 rule: How your debt impacts home affordability

Seller's disclosure: How it affects home sellers and buyers

Can you buy a house when you have student loan debt?

Capital gains tax on real estate: How much you'll pay when you sell a home

Are mortgage points tax deductible? Sometimes — here are the rules.

Prosperity Home Mortgage review 2025

Property tax deductions: How much can you write off?

Citizens Bank mortgage review 2025

Can you buy a house with no credit? Yes — here's how.

Are closing costs tax deductible?

How long is mortgage preapproval good for?

HELOC draw period: How long it lasts and how payments work

How to buy a foreclosed home

What is per diem interest when closing on a house?

American Pacific Mortgage review 2025

What is a down payment, and how does it work?

The average down payment on a house in 2025

BMO mortgage review 2025