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Yiren Digital Ltd. (YRD)

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7.23
+0.35
+(5.09%)
At close: April 1 at 4:00:02 PM EDT
7.31
+0.08
+(1.11%)
After hours: April 1 at 6:56:37 PM EDT
Loading Chart for YRD
  • Previous Close 6.88
  • Open 6.93
  • Bid 7.04 x 1100
  • Ask 7.32 x 1100
  • Day's Range 6.95 - 7.31
  • 52 Week Range 4.12 - 9.20
  • Volume 136,366
  • Avg. Volume 159,915
  • Market Cap (intraday) 628.536M
  • Beta (5Y Monthly) 0.65
  • PE Ratio (TTM) 2.90
  • EPS (TTM) 2.49
  • Earnings Date Jun 19, 2025 - Jun 23, 2025
  • Forward Dividend & Yield 0.42 (5.81%)
  • Ex-Dividend Date Apr 30, 2025
  • 1y Target Est --

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

www.yiren.com

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Full Time Employees

December 31

Fiscal Year Ends

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Performance Overview: YRD

Trailing total returns as of 4/2/2025, which may include dividends or other distributions. Benchmark is MSCI WORLD (^990100-USD-STRD) .

YTD Return

YRD
52.85%
MSCI WORLD (^990100-USD-STRD)
1.62%

1-Year Return

YRD
54.41%
MSCI WORLD (^990100-USD-STRD)
7.18%

3-Year Return

YRD
199.59%
MSCI WORLD (^990100-USD-STRD)
19.33%

5-Year Return

YRD
93.31%
MSCI WORLD (^990100-USD-STRD)
102.31%

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Statistics: YRD

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Valuation Measures

Annual
As of 3/31/2025
  • Market Cap

    598.11M

  • Enterprise Value

    15.61M

  • Trailing P/E

    2.76

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    0.75

  • Price/Book (mrq)

    0.46

  • Enterprise Value/Revenue

    0.02

  • Enterprise Value/EBITDA

    0.07

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    27.25%

  • Return on Assets (ttm)

    13.52%

  • Return on Equity (ttm)

    17.95%

  • Revenue (ttm)

    5.81B

  • Net Income Avi to Common (ttm)

    1.58B

  • Diluted EPS (ttm)

    2.49

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    3.92B

  • Total Debt/Equity (mrq)

    0.43%

  • Levered Free Cash Flow (ttm)

    -3.07B

Research Analysis: YRD

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