SpareBank 1 SMN, together with its subsidiaries, provides various banking, accounting, and real estate products and services to private individuals and companies in Norway and internationally. It offers green and fixed interest deposit; mortgage, commercial real estate and property management, construction, transportation, energy, water supply, vehicle, green, consumer and other loans; refinancing; and placement, group, savings, business, tax deduction, currency, current and deposit accounts. It also provides BSU house savings for young people; savings and investments; cash services; and payments. In addition, the company offers car, home, personal, animal, vehicle, and travel insurance services; property buying and selling advisory services; mobile and online banking; and bank, credit, virtual, deposit and municipal payment cards. Further, it provides loans for car, vehicles, and trailers; bank guarantees, operating credit for agriculture, factoring, leasing, and overdrafts; various pension products; and business and personal insurance products. Additionally, the company provides documentary collection, letter of credit, forward contracts, and foreign currency account services; and accounting, HR services, taxes and duties, transactional advice, and IT solutions services. It also provides money transfer, capital and investment management, advisory, interest rate and currency hedging, and investment of surplus liquidity services. The company serves the retail and corporate market. It distribute its products through physical branches, customer service center and digital channels. SpareBank 1 SMN was founded in 1823 and is headquartered in Trondheim, Norway.