Pinnacle Bankshares Corporation operates as the bank holding company for First National Bank that provides a range of commercial and retail banking products and services in the United States. The company accepts checking accounts, savings and time deposits, individual retirement accounts, certificates of deposit, and money market accounts. Its loan products include residential and commercial mortgage loans, home equity loans, consumer installment loans, agricultural loans, investment loans, small business loans, commercial loans, lines of credit, and letters of credit. It also provides credit cards; insurance products, including property and casualty, life, and health; investment and annuity products; and overdraft protection, commercial checking, merchant bankcard processing, cash management, reorder checks, remote deposit capture, merchant, night drop, safe deposit boxes, and notary services, as well as telephone, mobile, electronic business, and online banking services. It operates through branches in Amherst County, Bedford County, Campbell County, Pittsylvania County; and the city of Danville, Lynchburg and Charlottesville. Pinnacle Bankshares Corporation was founded in 1908 and is headquartered in Altavista, Virginia.