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Pathfinder Bancorp, Inc. (PBHC)

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16.85
+0.41
+(2.49%)
At close: April 1 at 4:00:00 PM EDT
Loading Chart for PBHC
  • Previous Close 16.44
  • Open 16.37
  • Bid --
  • Ask --
  • Day's Range 16.00 - 16.85
  • 52 Week Range 11.81 - 19.86
  • Volume 1,066
  • Avg. Volume 5,998
  • Market Cap (intraday) 103.175M
  • Beta (5Y Monthly) 0.23
  • PE Ratio (TTM) 28.08
  • EPS (TTM) 0.60
  • Earnings Date Apr 28, 2025 - May 2, 2025
  • Forward Dividend & Yield 0.40 (2.37%)
  • Ex-Dividend Date Apr 17, 2025
  • 1y Target Est --

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. The company was founded in 1859 and is headquartered in Oswego, New York.

www.pathfinderbank.com

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Full Time Employees

December 31

Fiscal Year Ends

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Performance Overview: PBHC

Trailing total returns as of 4/1/2025, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

PBHC
3.12%
S&P 500 (^GSPC)
4.23%

1-Year Return

PBHC
41.96%
S&P 500 (^GSPC)
7.42%

3-Year Return

PBHC
14.30%
S&P 500 (^GSPC)
23.92%

5-Year Return

PBHC
93.77%
S&P 500 (^GSPC)
128.01%

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Statistics: PBHC

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Valuation Measures

Annual
As of 4/1/2025
  • Market Cap

    103.17M

  • Enterprise Value

    --

  • Trailing P/E

    28.08

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    1.71

  • Price/Book (mrq)

    0.85

  • Enterprise Value/Revenue

    5.15

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    9.40%

  • Return on Assets (ttm)

    0.35%

  • Return on Equity (ttm)

    4.30%

  • Revenue (ttm)

    40.02M

  • Net Income Avi to Common (ttm)

    3.76M

  • Diluted EPS (ttm)

    0.60

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    31.57M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Research Analysis: PBHC

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Company Insights: PBHC

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