Lyons Bancorp Inc. operates as a financial holding company for The Lyons National Bank that provides a range of commercial and retail banking services to individual and small business customers. The company provides checking accounts, savings accounts, personal retirement accounts, and certificates of deposit; commercial real estate, agricultural real estate, commercial and agricultural, and consumer installment loans; and residential real estate loans, such as classes for 1-4 family and home equity loans, as well as consumer loans comprising recreational, auto, personal, personal line of credit, and home improvement loans; financial services, including retirement strategy, investment management, education savings, life insurance, long-term care insurance, and employer and employee benefit services. It offers mortgage, online and mobile banking, telephone banking, credit and debit card, online cash management, remote deposit capture, automated clearing house payments and receipts, wire transfer, positive pay, lockbox, and merchant services; direct deposit, e-statements, telephone banking, fraud manager, money orders, traveler program services. The company was founded in 1852 and is headquartered in Lyons, New York.