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Citizens & Northern Corporation (CZNC)

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19.96
-0.16
(-0.80%)
At close: 4:00:01 PM EDT
19.96
0.00
(0.00%)
After hours: 4:05:14 PM EDT
Loading Chart for CZNC
  • Previous Close 20.12
  • Open 19.99
  • Bid --
  • Ask --
  • Day's Range 19.91 - 20.25
  • 52 Week Range 16.50 - 22.68
  • Volume 13,014
  • Avg. Volume 34,501
  • Market Cap (intraday) 308.703M
  • Beta (5Y Monthly) 0.44
  • PE Ratio (TTM) 11.81
  • EPS (TTM) 1.69
  • Earnings Date Apr 23, 2025 - Apr 28, 2025
  • Forward Dividend & Yield 1.12 (5.59%)
  • Ex-Dividend Date Feb 3, 2025
  • 1y Target Est 21.50

Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides various banking and related services to individual and corporate customers. Its deposit products include various types of checking accounts, passbook and statement savings, money market accounts, interest checking accounts, and individual retirement accounts, as well as certificates of deposit; debit cards; lending products, such as commercial, mortgage, and consumer loans; and commercial letters-of-credit and lines of credit. The company also offers wealth management services, including 401(k) plans, retirement planning, estate planning and settlements, and asset management; insurance products to individuals and businesses, and through a broker-dealer arrangement; and mutual funds, annuities, educational savings accounts, and other investment products through registered agents, as well as reinsures credit and mortgage life and accident and health insurance. It operates in Northcentral Pennsylvania, the Southern tier of New York State, Southeastern Pennsylvania, and Southcentral Pennsylvania. Citizens & Northern Corporation was founded in 1864 and is headquartered in Wellsboro, Pennsylvania.

www.cnbankpa.com

386

Full Time Employees

December 31

Fiscal Year Ends

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Performance Overview: CZNC

Trailing total returns as of 4/1/2025, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

CZNC
8.74%
S&P 500 (^GSPC)
4.23%

1-Year Return

CZNC
16.61%
S&P 500 (^GSPC)
7.42%

3-Year Return

CZNC
4.70%
S&P 500 (^GSPC)
23.92%

5-Year Return

CZNC
48.22%
S&P 500 (^GSPC)
128.01%

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Statistics: CZNC

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Valuation Measures

Annual
As of 3/31/2025
  • Market Cap

    309.79M

  • Enterprise Value

    --

  • Trailing P/E

    11.85

  • Forward P/E

    --

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    2.87

  • Price/Book (mrq)

    1.13

  • Enterprise Value/Revenue

    4.84

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    24.46%

  • Return on Assets (ttm)

    1.01%

  • Return on Equity (ttm)

    9.66%

  • Revenue (ttm)

    106.13M

  • Net Income Avi to Common (ttm)

    25.75M

  • Diluted EPS (ttm)

    1.69

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    128.56M

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

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