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Citizens, Inc. (CIA)

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4.8100
+0.2500
+(5.48%)
At close: April 2 at 4:00:02 PM EDT
4.7000
-0.11
(-2.29%)
After hours: April 2 at 6:40:00 PM EDT
Loading Chart for CIA
  • Previous Close 4.5600
  • Open 4.5700
  • Bid 4.4900 x 900
  • Ask 5.6100 x 900
  • Day's Range 4.5800 - 4.8700
  • 52 Week Range 1.7800 - 5.9500
  • Volume 89,701
  • Avg. Volume 112,300
  • Market Cap (intraday) 240.055M
  • Beta (5Y Monthly) 0.11
  • PE Ratio (TTM) 16.59
  • EPS (TTM) 0.2900
  • Earnings Date May 5, 2025 - May 9, 2025
  • Forward Dividend & Yield --
  • Ex-Dividend Date --
  • 1y Target Est 5.00

Citizens, Inc., an insurance holding company, provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.

www.citizensinc.com

247

Full Time Employees

December 31

Fiscal Year Ends

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Performance Overview: CIA

Trailing total returns as of 4/2/2025, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC) .

YTD Return

CIA
19.95%
S&P 500 (^GSPC)
3.58%

1-Year Return

CIA
130.14%
S&P 500 (^GSPC)
8.94%

3-Year Return

CIA
9.32%
S&P 500 (^GSPC)
24.75%

5-Year Return

CIA
11.42%
S&P 500 (^GSPC)
124.42%

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Statistics: CIA

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Valuation Measures

Annual
As of 4/2/2025
  • Market Cap

    240.05M

  • Enterprise Value

    210.78M

  • Trailing P/E

    16.59

  • Forward P/E

    15.53

  • PEG Ratio (5yr expected)

    --

  • Price/Sales (ttm)

    1.00

  • Price/Book (mrq)

    2.97

  • Enterprise Value/Revenue

    0.86

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    6.09%

  • Return on Assets (ttm)

    0.56%

  • Return on Equity (ttm)

    7.80%

  • Revenue (ttm)

    245M

  • Net Income Avi to Common (ttm)

    14.91M

  • Diluted EPS (ttm)

    0.2900

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    27.72M

  • Total Debt/Equity (mrq)

    3.70%

  • Levered Free Cash Flow (ttm)

    12.51M

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