China Minsheng Banking Corp., Ltd. provides banking products and services for individuals, corporate customers, government agencies, financial institutions and MSME's in the People's Republic of China. The company operates through Corporate Banking, Retail Banking, and Others segments. Its deposit products include fixed and current saving accounts, deposit books and certificates, renminbi and foreign currency term deposit, contracted deposits, agreement deposits, call deposits, corporate term and corporate current deposits. The company also offers personal housing mortgage, individual automobile purchase, housing composite, micro-credit products for individuals, medium and long term loans, short-term working capital, as well as debit, credit, corporate, and govementtal unit cards and cross bank cash. In addition, it provides appointed and domestic remittance; payment and collection agent card; clearing service that includes collection, bank drafts, banker's promissory notes and checks, safe deposit boxes; VIP card; and salary and welfare agent card services, as well as internet, mobile, telephone, and self-serve banking services. Further, the company offers gross settlement; wages distribution agency and letter of guarantee; cash management; trade finance; industrial chain finance; international credit, forex remittance, individual deposit certificate, and guarantee letter products; and comprehensive credit granting, forex settlement and sale, financial product investment, asset management, and trust financing services. Additionally, it provides convenient finance and investment banking services, as well as non-financial services in the education, business, travel, art, luxury life, health, club, and sports areas. It operates through branch-level institutions, business outlets, general sub-branches, community sub-branches, and small business sub-branches. The company was incorporated in 1996 and is headquartered in Beijing, the People's Republic of China.